Question 1

What is BS Dobrzeń Wielki?

Accepted Answer

BS Dobrzeń Wielki (Bank Spółdzielczy w Dobrzeniu Wielkim) is a local cooperative bank operating in the Opole Voivodeship of Poland. As part of Poland's extensive cooperative banking sector, it serves individual customers, businesses, farmers, and local government entities in its regional market. The bank specializes in providing traditional banking services with a focus on supporting the local community and its economic development.

Question 2

When was BS Dobrzeń Wielki founded?

Accepted Answer

BS Dobrzeń Wielki was formally registered on December 11, 2001. However, like many Polish cooperative banks, it may have roots in earlier local financial institutions that served the community. The bank was established to provide accessible financial services to residents and businesses in Dobrzeń Wielki and the surrounding areas of the Opole region.

Question 3

Where is BS Dobrzeń Wielki headquartered?

Accepted Answer

The bank is headquartered at ul. Opolska 3 in Dobrzeń Wielki, a municipality in the Opole Voivodeship of Poland. Dobrzeń Wielki is located in the southern part of Poland, in the historical region of Silesia.

Question 4

Where does BS Dobrzeń Wielki operate?

Accepted Answer

BS Dobrzeń Wielki operates primarily in the Opole Voivodeship, with its main office in Dobrzeń Wielki. The bank maintains at least one branch in Opole, the regional capital, located on ul. Budowlanych 52. Its operations focus on serving local communities in the municipality of Dobrzeń Wielki and nearby areas within the Opole region.

Question 5

What services does BS Dobrzeń Wielki offer?

Accepted Answer

BS Dobrzeń Wielki offers a comprehensive range of banking services including:

Retail Banking: Personal accounts (including the "NA START" account for young customers), savings accounts, term deposits (lokaty terminowe), and various loan products including cash loans (kredyt gotówkowy), home loans (kredyt "Mój Dom"), and overdraft facilities.

Payment Solutions: Debit cards, credit cards through the kartoSFERA system, and BLIK mobile payment services.

Digital Banking: eBankNet for personal online banking, eCorpoNet for corporate clients, and a mobile banking application for transaction authorization and account management. The bank provides Express ELIXIR for instant transfers and standard ELIXIR for domestic transfers.

Business and Agricultural Services: Business accounts, commercial lending, and specialized services for farmers and agricultural enterprises.

Additional Services: Insurance products available online, foreign exchange services, and payment services supporting local government needs.

Question 6

What makes BS Dobrzeń Wielki unique?

Accepted Answer

BS Dobrzeń Wielki distinguishes itself through its deep community focus and local character. As a cooperative bank, it operates on principles of mutual benefit, reinvesting profits into services that support local economic development.

The bank emphasizes accessibility with extended operating hours (7:30 AM to 3:30 PM on weekdays) and modern digital solutions including a dedicated mobile authorization app. Its participation in Poland's cooperative banking network provides customers access to professional financial infrastructure while maintaining local decision-making and personalized service.

The bank's commitment to financial security is demonstrated through comprehensive cybersecurity education programs for customers, including information about malicious software, safe online banking practices, and trusted device management.

Question 7

What type of financial institution is BS Dobrzeń Wielki?

Accepted Answer

BS Dobrzeń Wielki is a bank spółdzielczy (cooperative bank), which is a specific type of credit institution in Poland. Cooperative banks in Poland operate as universal banks organized on cooperative principles, meaning they are owned by their members and focus on serving local communities rather than maximizing profits.

The bank is classified as a credit institution (CRDCREINS) under European Banking Authority regulations and is supervised by the Polish Financial Supervision Authority (Komisja Nadzoru Finansowego). It is a member of Poland's deposit guarantee scheme (Bankowy Fundusz Gwarancyjny), which protects customer deposits.

As indicated by its authorization date of November 29, 2019, under current EU regulations, BS Dobrzeń Wielki holds proper licensing to conduct banking operations across the European Economic Area while maintaining its focus on serving the local Opole region.

Question 8

What banking group is BS Dobrzeń Wielki affiliated with?

Accepted Answer

BS Dobrzeń Wielki is associated with one of Poland's two major cooperative banking networks. Poland's cooperative banking sector is dominated by two groups: Spółdzielcza Grupa Bankowa (SGB Bank), which includes approximately 175 cooperative banks, and Bank Polskiej Spółdzielczości (BPS Bank), which includes approximately 316 cooperative banks.

These affiliating banks provide smaller cooperative banks with modern IT infrastructure, risk management systems, product development support, and access to consortium lending arrangements. This affiliation allows BS Dobrzeń Wielki to offer sophisticated banking services while maintaining its local independence and community focus. The cooperative banking model ensures that local banks can combine the advantages of modern banking technology with personalized service and deep knowledge of their regional markets.

BS Dobrzeń Wielki

in Poland 🇵🇱

Crypto-Friendliness

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About BS Dobrzeń Wielki in Poland