Question 1

What is Raiffeisenbank Dietersheim?

Accepted Answer

Raiffeisenbank Dietersheim is a regional cooperative bank operating in Middle Franconia, Bavaria, Germany. It provides comprehensive retail and business banking services to individuals, families, small businesses, and SMEs in Dietersheim and the surrounding communities.

As a member of the DZ Bank cooperative banking network and part of Germany's Volksbanken Raiffeisenbanken group, the bank combines local decision-making with access to nationwide financial products and infrastructure. The bank serves the agricultural and residential communities around Dietersheim in the Neustadt an der Aisch-Bad Windsheim district.

Question 2

When was Raiffeisenbank Dietersheim founded?

Accepted Answer

While the exact founding date is not publicly documented, Raiffeisenbank Dietersheim emerged from the cooperative banking movement that spread across Germany in the late 19th and early 20th centuries. The bank received its authorization from German financial authorities on December 4, 2013, as recorded in the EBA register.

The bank was established following the Raiffeisen cooperative principles to serve the agricultural community and local businesses in Dietersheim and surrounding areas, providing accessible financial services that larger urban banks did not offer to rural communities. The institution has served the region for well over a century, adapting to changing economic conditions while maintaining its local focus.

Question 3

Where is Raiffeisenbank Dietersheim headquartered?

Accepted Answer

Raiffeisenbank Dietersheim is headquartered in Dietersheim, Middle Franconia, Bavaria. The main office is located at Raiffeisenstraße 2, 91463 Dietersheim.

Question 4

Where does Raiffeisenbank Dietersheim operate?

Accepted Answer

Raiffeisenbank Dietersheim operates in the Neustadt an der Aisch-Bad Windsheim district of Middle Franconia, specifically serving Dietersheim and surrounding communities. The bank maintains its main branch location in Dietersheim along with an additional service point in Schauerheim.

The service area encompasses a predominantly rural region characterized by agriculture, small-scale industry, and residential communities in the heart of Franconia. The bank also operates a regular service schedule in Schauerheim, open the first Friday of each month from 16:00 to 18:00.

Question 5

What services does Raiffeisenbank Dietersheim offer?

Accepted Answer

Raiffeisenbank Dietersheim offers a comprehensive range of retail and business banking services, including:

Personal Banking: Current accounts (Girokonto), savings accounts, time deposits, debit cards, credit cards, consumer loans, car loans, and mortgage loans tailored to individual and family needs.

Business Banking: Business accounts, business payment cards, business loans, and specialized financial services for SMEs, agricultural enterprises, and self-employed professionals.

Digital Services: Online banking platforms, mobile banking applications, and telephone banking providing convenient access to account management and financial services. The bank's main office features extensive self-service facilities including ATMs, account statement printers, and mobile phone card recharge services.

Specialized Services: Through its cooperative network partnerships, the bank provides R+V insurance products, Bausparkasse Schwäbisch Hall building society savings, TeamBank consumer financing, VR Leasing, DZ Hyp mortgage banking, and Union Investment fund management services.

Additional Services: The bank offers postal services (Postdienstleistungen) at its main office, providing added convenience for customers. The main office is open on Saturdays from 8:00 to 12:00, demonstrating commitment to customer accessibility.

Question 6

What makes Raiffeisenbank Dietersheim unique?

Accepted Answer

Raiffeisenbank Dietersheim distinguishes itself through its strong commitment to genossenschaftliche values (cooperative principles) and comprehensive local service. The bank's motto emphasizes that it is "Die Bank an meiner Seite" (The Bank by My Side), reflecting its philosophy of partnership rather than mere transaction-based banking.

As a Genossenschaft, the bank is owned by its members who participate in democratic governance. This cooperative structure emphasizes that "Was einer alleine nicht schafft, das schaffen viele" (What one cannot achieve alone, many can achieve together), highlighting the mutual self-help principle at the heart of cooperative banking.

The bank's Saturday opening hours and postal services demonstrate exceptional customer service orientation. Its membership in both the mandatory BVR Institutssicherung GmbH and the voluntary additional deposit guarantee scheme provides robust protection for customer deposits.

Question 7

What type of financial institution is Raiffeisenbank Dietersheim?

Accepted Answer

Raiffeisenbank Dietersheim is a Genossenschaftsbank (cooperative bank), specifically an "eingetragene Genossenschaft" (eG), which is the standard legal form for cooperative credit institutions in Germany.

As a Genossenschaft, the bank is owned by its members who hold shares and elect representatives to oversee governance. This cooperative structure is deeply rooted in German banking tradition, dating back to Friedrich Wilhelm Raiffeisen's pioneering work in the 19th century. The model emphasizes mutual self-help, democratic control, and serving members' financial needs while maintaining the bank's long-term stability and community focus.

Raiffeisenbank Dietersheim

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About Raiffeisenbank Dietersheim in Germany

Raiffe­isenba­nk Dietersheim