Southern Cross Credit Union

Southern Cross Credit Union is a customer-owned financial institution serving the Northern Rivers and South East Queensland regions of Australia. Founded in 1966, the credit union serves over 20,000 members with a focus on community-based banking and personalized financial services. As a customer-owned institution, Southern Cross Credit Union operates on a mutual model where members are also owners, prioritizing member benefits over profit maximization.

The credit union employs over 80 people across its regional operations and generates approximately $26.3 million in annual revenue. With its corporate headquarters in Kingscliff, New South Wales, the institution maintains strong ties to the local communities it serves.