Question 1

What is Kreissparkasse Ravensburg?

Accepted Answer

Kreissparkasse Ravensburg is a substantial regional savings bank serving the Ravensburg district in Baden-Württemberg, Germany. It ranks as the 78th largest Sparkasse in Germany by balance sheet total, with assets of approximately 5.75 billion EUR as of 2024. The bank employs 744 staff members and operates 52 branch locations and self-service centers throughout the district.

Part of the Sparkassen-Finanzgruppe, the bank is the market leader in its service area, providing comprehensive retail and commercial banking services. Notably, Kreissparkasse Ravensburg is the oldest savings bank in Baden-Württemberg, founded in 1822.

Question 2

When was Kreissparkasse Ravensburg founded?

Accepted Answer

Kreissparkasse Ravensburg was founded on August 28, 1822, by Oberamtmann Franz Theodor Wirth, making it the oldest savings bank in Baden-Württemberg. The Oberamtssparkasse Ravensburg initially operated from Marktstraße 22. In 1920, the first main branch opened in Weingarten.

In 1931, the headquarters moved to the centrally located Waaghaus, which still serves as the city branch today. A purpose-built main office was constructed at the southern Marienplatz in 1956, housing 108 employees and featuring the region's first ATM, installed in 1969.

When the Landkreise Wangen and Ravensburg merged in 1973, the Sparkasse Wangen was integrated into Kreissparkasse Ravensburg. The current headquarters, a postmodern building designed by architect Heinz Mohl, opened west of the old town in 1987 (the former Marienplatz building now houses the Duale Hochschule Baden-Württemberg Ravensburg).

The bank participated in Germany's 1996 electronic cash card pilot program and expanded its main facility in 1998. In 2022, Kreissparkasse Ravensburg celebrated its 200th anniversary, marking two centuries of service to the region.

Question 3

Where is Kreissparkasse Ravensburg headquartered?

Accepted Answer

Kreissparkasse Ravensburg is headquartered in Ravensburg, Baden-Württemberg, Germany. The main office is located at Meersburger Straße 1, 88213 Ravensburg.

Question 4

Where does Kreissparkasse Ravensburg operate?

Accepted Answer

Kreissparkasse Ravensburg operates throughout the Landkreis Ravensburg in Upper Swabia, Baden-Württemberg. The bank maintains 52 branches and self-service locations across the district, including major facilities in Ravensburg, Wangen, and numerous smaller communities throughout the region.

The bank's service area encompasses the economically diverse Ravensburg district, serving both urban centers and rural communities in this prosperous area of southern Germany near Lake Constance (Bodensee).

Question 5

What services does Kreissparkasse Ravensburg offer?

Accepted Answer

Kreissparkasse Ravensburg provides comprehensive universal banking services including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, and pension plans. The bank offers consumer loans, car loans, and mortgage loans for individuals, alongside commercial banking services for small and medium-sized enterprises.

Digital banking services include advanced online banking platforms and mobile applications accessible 24/7. The customer service center is available by phone at +49 751 84-0, with fax at +49 751 84-1508 and email at info@ksk-rv.de. Personal advisory appointments can be scheduled Monday through Friday from 09:00 to 19:00.

Branch facilities feature modern amenities including ATMs with deposit functions (notes only), NFC-enabled payment options, GeldKarte and prepaid phone charging functions, account statement printers, GiroCode scanners, coin deposit machines, coin rolling machines, payment terminals, safe deposit boxes, WiFi hotspots, and defibrillators. Many locations offer accessibility features including automatic door openers, wheelchair access, and visual impairment support systems for ATMs and self-service terminals.

Through the Sparkassen-Finanzgruppe network, customers access building society products from Landesbausparkasse Baden-Württemberg, investment funds from DekaBank, insurance from Sparkassen-Versicherung, and leasing from Deutsche Leasing. The Landesbank Baden-Württemberg serves as the central bank.

Question 6

What makes Kreissparkasse Ravensburg unique?

Accepted Answer

Kreissparkasse Ravensburg holds the distinction of being the oldest savings bank in Baden-Württemberg, with over 200 years of continuous service since 1822. The bank maintains market leadership in its service area with customer deposits of 4.45 billion EUR as of 2024.

The bank demonstrates strong commitment to regional development through multiple independent foundations that promote charitable, cultural, and social purposes throughout the district. The bank also established the Bürgerstiftung Ravensburg (Ravensburg Citizens' Foundation), further strengthening community engagement.

A unique contribution is the Wirtschaftsmuseum Kreis Ravensburg (Economic Museum of Ravensburg District), opened on October 27, 2012, through a bank foundation. Located in Ravensburg's old town and directed by Christian von der Heydt, the museum presents the economic and social history of the 19th and 20th centuries in the Ravensburg district.

The bank combines two centuries of traditional banking expertise with modern technology and digital innovation, maintaining both personal customer proximity and comprehensive online services.

Question 7

What type of financial institution is Kreissparkasse Ravensburg?

Accepted Answer

Kreissparkasse Ravensburg is a Sparkasse (savings bank), organized as a public-law institution (Anstalt des öffentlichen Rechts). The bank operates under the Sparkassengesetz für Baden-Württemberg (Savings Bank Act for Baden-Württemberg) and the charter issued by the Verwaltungsrat (administrative council).

The Landkreis Ravensburg serves as the bank's owner and guarantor. The bank's governance structure includes a management board (Vorstand) and an administrative council (Verwaltungsrat). As a Sparkasse, it functions as a universal bank with a public service mandate to promote regional economic development and community prosperity, distinguishing it from profit-maximizing commercial banks.

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About Kreissparkasse Ravensburg in Germany

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