Harbu Microf­inance Institution S.C.

Harbu Microfinance Institution S.C. is a significant microfinance institution operating in Ethiopia, providing financial services to low-income individuals, micro-enterprises, and small-scale farmers. The institution specializes in supporting agricultural productivity, value chain development, and entrepreneurship, with particular emphasis on serving women and rural communities.

Harbu MFI is licensed and supervised by the National Bank of Ethiopia and operates as a share company with dual missions: generating sustainable financial returns while fulfilling a social mandate to serve the rural unbanked and urban underserved populations. The institution has grown to become one of Ethiopia's large microfinance institutions, with operations spanning multiple regional states.