Question 1

What is Bank Lampung?

Accepted Answer

Bank Lampung is a regional development bank (Bank Pembangunan Daerah) serving Lampung Province, Indonesia. As a government-owned financial institution, Bank Lampung plays a strategic role in supporting regional economic development and providing comprehensive banking services throughout Lampung Province.

The bank operates as a limited liability company (PT) under the full name PT Bank Pembangunan Daerah Lampung, and is supervised by the Indonesian Financial Services Authority (OJK) and Bank Indonesia while participating in the deposit insurance program managed by the Indonesia Deposit Insurance Corporation (LPS).

Question 2

When was Bank Lampung founded?

Accepted Answer

Bank Lampung was founded on January 31, 1966, originally named Bank Pembangunan Daerah Lampung. The bank was established in accordance with Article 3 paragraph (1) of Law Number 13 of 1962 concerning Basic Provisions for Regional Development Banks, as stipulated in Regional Regulation of Lampung Level I Number 10A/1964 dated August 1, 1964.

The establishment received approval from the Minister of Home Affairs through Decision Number DES.57/7/31-150 dated July 26, 1965, and the bank received its business license from the Minister of Central Bank Affairs through Decree Number Kep. 66/UBS/1965 dated August 3, 1965.

Bank Lampung underwent a significant transformation in 1999 when it converted from a Regional Company (Perusahaan Daerah) to a limited liability company (PT) based on Regional Regulation of Lampung Number 2 of 1999 dated March 31, 1999. This change was formalized through Notarial Deed by Soekarno, SH Number 5 dated May 3, 1999, and received approval from the Minister of Justice through Decree Number C-8058 H.01.04 dated May 6, 1999.

Question 3

Where is Bank Lampung headquartered?

Accepted Answer

Bank Lampung is headquartered in Bandar Lampung, the capital city of Lampung Province. The head office serves as the central hub for the bank's operations throughout the province, coordinating branches and service points across Lampung.

Question 4

Where does Bank Lampung operate?

Accepted Answer

Bank Lampung operates exclusively throughout Lampung Province, maintaining an extensive network of branches and service points across all regencies and cities in the province. The bank's strategic presence throughout Lampung enables it to serve both urban centers and rural communities.

Given Lampung's strategic location as a transit region between Java and Sumatra islands, Bank Lampung is well-positioned to support economic activities related to trade, agriculture, and regional commerce throughout the province.

Question 5

What services does Bank Lampung offer?

Accepted Answer

Bank Lampung provides comprehensive banking services including various savings products (Tabungan Lampung Sejahtera, among others), time deposits (Deposito Lampung Berkembang, flexible deposits), giro accounts, and specialized savings products like TabunganKu and Simpanan Pelajar (Simpel) for students.

Credit products include loans for micro, small, and medium enterprises (UMKM), consumer credit, mortgages, and specialized products like "Kredit Pantas" designed for civil servants with flexible terms and easy accessibility. The bank also offers investment loans for small industries and retail financing products.

Digital banking services include mobile banking applications, internet banking, ATM networks through the ATM Bersama network, SMS banking, and electronic payment solutions. The bank provides cash management systems for corporate clients and various transactional banking services for both individual and business customers.

Question 6

What makes Bank Lampung unique?

Accepted Answer

Bank Lampung distinguishes itself through its strategic location in Lampung Province, which serves as a critical transit point between Java and Sumatra islands. The bank has deep expertise in serving the agricultural sector, which is a cornerstone of Lampung's economy, particularly in plantation commodities and natural resource-based industries.

The bank has received recognition for its performance in supporting regional development and has maintained a strong presence as one of the primary banking institutions serving Lampung's diverse economic sectors. Bank Lampung's ownership structure reflects strong regional commitment, with the Provincial Government of Lampung and regency/city governments throughout Lampung holding shares.

As a locally-owned institution, Bank Lampung serves as a symbol of regional pride and a trusted financial partner for Lampung's communities. The bank maintains its commitment to supporting regional economic growth while providing accessible financial services throughout the province.

Question 7

What type of financial institution is Bank Lampung?

Accepted Answer

Bank Lampung is a Regional Development Bank (Bank Pembangunan Daerah or BPD), a category of financial institution in Indonesia established and owned by provincial and local governments. BPDs are regulated under Law Number 13 of 1962 and subsequent legislation concerning Regional Development Banks.

Bank Lampung operates as a full-service commercial bank with a special mandate to support regional economic development, serve as a regional treasury holder, and contribute to regional revenue generation. The bank's core mission is to help and encourage economic growth and regional development in all sectors while serving as a source of regional income to improve the standard of living for Lampung's people.

Bank Lampung

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About Bank Lampung in Indonesia