Question 1

What is Caixa La Vall?

Accepted Answer

Caixa La Vall (officially Caixa Rural La Vall 'San Isidro') is a Spanish credit cooperative (cooperativa de crédito) based in La Vall d'Uixó, in the province of Castellón, Valencian Community. The institution provides retail and business banking services to individuals, families, and businesses in La Vall d'Uixó and surrounding areas. Operating under the commercial brand "CaixaLaVall" with the motto "Sempre al teu costat - Siempre a tu lado" (Always by your side), the cooperative emphasizes proximity banking and personalized service. Caixa La Vall is a member of Grupo Cooperativo Solventia.

Question 2

When was Caixa La Vall founded?

Accepted Answer

Caixa La Vall was founded in 1904, making it one of the oldest credit cooperatives in the Valencian Community. The institution has served La Vall d'Uixó and the surrounding region for over 120 years, evolving from traditional agricultural credit to comprehensive modern banking services.

Question 3

Where is Caixa La Vall headquartered?

Accepted Answer

Caixa La Vall is headquartered in La Vall d'Uixó, Castellón, with its main office located at Avenida Corazón de Jesús, 3.

Question 4

Where does Caixa La Vall operate?

Accepted Answer

Caixa La Vall operates primarily in La Vall d'Uixó and surrounding municipalities in the province of Castellón. The cooperative maintains 5 branches with customer service located within Castellón province, serving the local community with accessible banking services.

Question 5

What services does Caixa La Vall offer?

Accepted Answer

Caixa La Vall provides comprehensive banking services including current accounts (including the Cuenta Joven youth account), savings accounts, time deposits, debit and credit cards (including the Tarjeta Joven with international benefits and no foreign exchange fees), consumer loans, mortgage financing, business loans, investment products, pension plans, and insurance services. Digital banking is available through the Ruralvía online and mobile banking platform, enabling customers to manage accounts, conduct transfers, make payments, and access services 24/7. The cooperative offers the Plan Disfruta Seguro bundled service package and specialized products for young customers including the Carné Joven (Youth Card) with discounts on travel, culture, and education.

Question 6

What makes Caixa La Vall unique?

Accepted Answer

Caixa La Vall distinguishes itself through its 120-year history serving La Vall d'Uixó and its unwavering commitment to proximity banking and personalized customer relationships. The institution's motto "Sempre al teu costat" reflects its dedication to being close to customers and their life projects. As a credit cooperative, Caixa La Vall prioritizes community benefit over profit maximization, with democratic governance by member-owners. The institution's membership in Grupo Cooperativo Solventia provides access to shared services and financial strength while maintaining local autonomy. Despite its modest size with €294 million in assets (2023), the cooperative maintains a sustainable business model focused on serving local families and businesses.

Question 7

What type of financial institution is Caixa La Vall?

Accepted Answer

Caixa La Vall is classified as a Cooperativa de Crédito (Credit Cooperative) under Spanish banking regulation. Credit cooperatives are member-owned financial institutions operating under cooperative principles emphasizing democratic governance, mutual benefit, and community support. The institution is registered with the Bank of Spain under code 3111, authorized on November 7, 2014, under the current regulatory framework. Caixa La Vall is supervised by the Bank of Spain as a less significant institution and participates in Spain's deposit guarantee scheme (Fondo de Garantía de Depósitos), protecting deposits up to €100,000 per depositor. Through membership in Grupo Cooperativo Solventia, the cooperative benefits from shared services, joint procurement, and cooperative solidarity mechanisms while maintaining its independence and local identity.

Question 8

What is Caixa La Vall's governance structure?

Accepted Answer

Caixa La Vall operates under a democratic cooperative governance structure with member-owners electing a Governing Council (Consejo Rector) led by President María Lourdes Falcó Segarra. Director General Arturo Jiménez Fernández oversees daily operations. The cooperative holds regular General Assemblies where members exercise voting rights on major decisions. This structure ensures that the institution serves member interests and community needs rather than external shareholders, distinguishing it from commercial banks and aligning its operations with cooperative values of solidarity, transparency, and local development.

Caixa La Vall

in Spain 🇪🇸

Crypto-Friendliness

All done!

About Caixa La Vall in Spain