Rakuten Bank
in Luxembourg 🇱🇺
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About Rakuten Bank in Luxembourg
Rakuten Bank (officially Rakuten Europe Bank S.A.) is a Luxembourg-based digital bank established by Rakuten, Inc., Japan's leading e-commerce and fintech conglomerate. The bank specializes in providing banking and financial services to small and medium-sized businesses, particularly merchants operating on Rakuten's e-commerce platforms across Europe.
Launched in January 2017 after obtaining a European banking license in February 2015, Rakuten Bank serves as the European banking platform for the Rakuten Ecosystem, offering payment processing, business loans, deposit accounts, and factoring solutions. The institution aims to empower SMEs and support fintech innovation by providing banking services that traditional financial institutions often fail to deliver to high-growth digital businesses.