Türkiye Emlak Katılım Bankası A.Ş.

Türkiye Emlak Katılım Bankası A.Ş. (commonly known as Emlak Katılım) is a state-owned participation bank operating in Turkey. As Turkey's sixth participation bank, it specializes in providing Islamic banking-compliant financial services with a particular focus on the real estate and housing sectors. The bank is owned by the Ministry of Treasury and Finance (99.99% stake, represented by the Ministry of Environment and Urbanization) and positions itself as a young yet experienced institution, drawing on its deep-rooted historical legacy.

Emlak Katılım operates under the principles of participation banking (interest-free banking), offering products and services that comply with Islamic finance principles. The bank focuses on supporting Turkey's real economy, particularly the construction, real estate, and manufacturing sectors.