Q: What type of financial institution is Bank Spółdzielczy w Janowie Lubelskim?

Bank Spółdzielczy w Janowie Lubelskim is a bank spółdzielczy (cooperative bank), a member-owned financial institution operating under Polish cooperative banking law. Cooperative banks in Poland are characterized by their focus on serving local communities and maintaining close relationships with customers. As a credit institution (CRDCREINS) supervised by the Polish Financial Supervision Authority (Komisja Nadzoru Finansowego - PFSA), it holds full banking authorization. The bank participates in the Polish Deposit Guarantee Scheme (Bankowy Fundusz Gwarancyjny - BFG), protecting customer deposits. The bank operates within the BPS banking group structure, which provides cooperative banks with central services, the BPS System Ochrony (Protection System) for enhanced stability, and modern technological platforms while preserving their local autonomy and cooperative character.

Question 1

What is Bank Spółdzielczy w Janowie Lubelskim?

Accepted Answer

Bank Spółdzielczy w Janowie Lubelskim is a cooperative bank based in eastern Poland, serving the Lubelskie region. As a regional financial institution, it provides comprehensive banking services to individual customers, businesses, agricultural clients, and local government entities in Janów Lubelski and surrounding areas.

The bank is part of the BPS (Bank Polskiej Spółdzielczości) banking group, Poland's largest cooperative banking network.

The bank is part of the BPS (Bank Polskiej Spółdzielczości) banking group, Poland's largest cooperative banking network.

Question 2

When was Bank Spółdzielczy w Janowie Lubelskim founded?

Accepted Answer

Bank Spółdzielczy w Janowie Lubelskim has roots in Poland's cooperative banking tradition that dates back over a century. The bank evolved through various organizational forms during the 20th century, adapting to different political and economic systems while maintaining service to the local community.

The bank was formally registered in the National Court Register in 2002, continuing the legacy of cooperative banking in the Janów Lubelski region of eastern Poland.

Question 3

Where is Bank Spółdzielczy w Janowie Lubelskim headquartered?

Accepted Answer

Bank Spółdzielczy w Janowie Lubelskim is headquartered in Janów Lubelski, Lubelskie Voivodeship, Poland. The bank's main office is located at ul. Jana Zamoyskiego 53A in Janów Lubelski, a town in southeastern Poland.

Question 4

Where does Bank Spółdzielczy w Janowie Lubelskim operate?

Accepted Answer

Bank Spółdzielczy w Janowie Lubelski operates throughout the Janów Lubelski area and surrounding regions of Lubelskie Voivodeship. The bank maintains an extensive branch network including offices in:

Main branch - Janów Lubelski (ul. Jana Zamoyskiego 53A), Branch offices - Szastarka (Polichna Druga 115), Chrzanów Trzeci (Chrzanów Trzeci 111A), Dzwola (Dzwola 125A), Godziszów Trzeci (Godziszów Trzeci 121), and Potok Wielki (Potok Wielki 125).

This network provides comprehensive coverage across the region, serving both urban and rural communities. Multiple locations feature 24/7 ATM access for customer convenience.

Question 5

What services does Bank Spółdzielczy w Janowie Lubelskim offer?

Accepted Answer

Bank Spółdzielczy w Janowie Lubelskim provides a comprehensive range of banking services including:

Retail banking - current accounts (ROR), savings accounts (SKO, A'vista), personal loans including the "Nowa Gotówka" (New Cash) product, employee loans, and consolidation loans. Mortgage lending - residential mortgage loans for home purchases and property development. Agricultural financing - specialized credit products for farmers and agricultural operations.

Business banking - corporate accounts, business loans, and commercial services. Local government services - specialized banking for local government entities (jednostki samorządu terytorialnego). Card services - Visa PayWave contactless cards, Mastercard products, Instant Issue cards for immediate availability, credit cards, and contactless stickers for mobile payments. Kartosfera card management portal for online card control.

Digital banking - advanced EBO RWD internet banking platform accessible 24/7, modern BS Janów Lubelski EBO mobile banking app with BLIK functionality, "prośba o przelew" (payment request) feature in BLIK. Payment services - domestic transfers with Express Elixir instant transfers available 24/7, SORBNET transfers, tax payments, phone top-ups, MoneyGram international money transfers, SMS notifications. Deposit products - term deposits and savings accounts with competitive rates.

Additional services - account portability service, telephone information on password, FGR (AGRO) guarantees, Szafir qualified electronic signature, POS terminals and PosApp application from Planet Pay for merchants, digital savings tools (Skarbonka), document blocking services.

Question 6

What makes Bank Spółdzielczy w Janowie Lubelskim unique?

Accepted Answer

Bank Spółdzielczy w Janowie Lubelskim distinguishes itself through its comprehensive digital banking platform featuring advanced functionality including BLIK mobile payments with the new payment request feature, allowing users to request payments from others directly through the app.

The bank offers instant Express Elixir transfers available 24 hours a day, ensuring real-time payment capabilities. The Instant Issue card service provides customers with immediate card availability, eliminating waiting periods.

The bank demonstrates strong community engagement through business networking initiatives like "Pierwsza Liga Biznesu" (First Business League), organizing regular meetings for local entrepreneurs. The bank also participates in promotional campaigns including the "Loteria Marzeń - Klucz do mieszkania" (Dream Lottery - Key to an Apartment), offering customers opportunities to win housing prizes.

The extensive branch network with six locations across the region, many featuring 24/7 ATM and cash deposit machine access, provides exceptional convenience. Operating hours extend to 4:00 PM at most branches, offering flexibility for working customers.

Question 7

What type of financial institution is Bank Spółdzielczy w Janowie Lubelskim?

Accepted Answer

Bank Spółdzielczy w Janowie Lubelskim is a cooperative bank based in eastern Poland, serving the Lubelskie region. As a regional financial institution, it provides comprehensive banking services to individual customers, businesses, agricultural clients, and local government entities in Janów Lubelski and surrounding areas.

The bank is part of the BPS (Bank Polskiej Spółdzielczości) banking group, Poland's largest cooperative banking network.

As a credit institution (CRDCREINS) supervised by the Polish Financial Supervision Authority (Komisja Nadzoru Finansowego - PFSA), it holds full banking authorization. The bank participates in the Polish Deposit Guarantee Scheme (Bankowy Fundusz Gwarancyjny - BFG), protecting customer deposits.

The bank operates within the BPS banking group structure, which provides cooperative banks with central services, the BPS System Ochrony (Protection System) for enhanced stability, and modern technological platforms while preserving their local autonomy and cooperative character.

Bank Spółdzielczy w Janowie Lubelskim

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About Bank Spółdzielczy w Janowie Lubelskim in Poland

Bank Spółdz­ielczy w Janowie Lubelskim