Question 1

What is Coopac Señor de Maynay?

Accepted Answer

Coopac Señor de Maynay (officially COOPERATIVA DE AHORRO Y CREDITO SEÑOR DE MAYNAY - COSEMA) is a Level 2 credit union based in Peru. It serves members in the Huanta Province of the Ayacucho region, providing savings and credit services to the local community. The cooperative is supervised by the Superintendencia de Banca, Seguros y AFP (SBS) under Peru's COOPAC regulatory framework.

Question 2

When was Coopac Señor de Maynay founded?

Accepted Answer

Coopac Señor de Maynay was founded in February 2007. The cooperative was established to provide financial inclusion to residents of Huanta and surrounding areas in Ayacucho, following the cooperative principles that emphasize member ownership and community development.

Question 3

Where is Coopac Señor de Maynay headquartered?

Accepted Answer

The cooperative is headquartered in Huanta, Ayacucho, Peru. Its main office is located at Jr. Miguel Untiveros No. 536, in front of Parque Hospital in the city of Huanta.

Question 4

Where does Coopac Señor de Maynay operate?

Accepted Answer

Coopac Señor de Maynay operates primarily in the Huanta Province within the Ayacucho region of Peru. The cooperative focuses on serving local communities in this predominantly rural area of the central Peruvian highlands.

Question 5

What services does Coopac Señor de Maynay offer?

Accepted Answer

The cooperative offers traditional savings and credit products to its members. Services include various savings accounts, microfinance loans for small businesses (MYPE), consumer loans, and agricultural financing. As a Level 2 COOPAC, it can offer deposit products, credit lines, and limited card services subject to SBS authorization.

Question 6

What makes Coopac Señor de Maynay unique?

Accepted Answer

Coopac Señor de Maynay is named after a regional religious icon, reflecting the cooperative's deep roots in local culture and traditions. The institution serves a predominantly rural population in one of Peru's highland regions, focusing on financial inclusion for underserved communities. It operates under a member-owned cooperative model where members are both owners and customers.

Question 7

What type of financial institution is Coopac Señor de Maynay?

Accepted Answer

Coopac Señor de Maynay is a Cooperativa de Ahorro y Crédito (COOPAC), which is Peru's designation for credit unions not authorized to capture resources from the general public. It operates as a Level 2 COOPAC under SBS supervision with assets between 600 and 65,000 UIT (Tax Units). As a COOPAC, it is a member-owned, not-for-profit financial cooperative governed by cooperative principles and regulated under Law 30822.

Coopac Señor de Maynay

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About Coopac Señor de Maynay in Peru