Question 1

What is Bank Spółdzielczy w Sierakowicach?

Accepted Answer

Bank Spółdzielczy w Sierakowicach is a local cooperative bank operating in Poland's Pomeranian Voivodeship. As a member of the Spółdzielcza Grupa Bankowa (SGB) and participant in the Spółdzielczy System Ochrony SGB since 2015, the bank serves the local communities in the Kashubian region. Established over 125 years ago, it operates as a universal bank offering comprehensive financial services to individual customers, businesses, farmers, and local authorities.

Question 2

When was Bank Spółdzielczy w Sierakowicach founded?

Accepted Answer

Bank Spółdzielczy w Sierakowicach was founded in 1899 and celebrated its 125th anniversary in 2024. Throughout its history, the bank has maintained uninterrupted operations, building its position on local markets based on local capital. The institution has evolved from its 19th-century origins into a modern e-bank while maintaining its commitment to serving the local community.

Question 3

Where is Bank Spółdzielczy w Sierakowicach headquartered?

Accepted Answer

The bank is headquartered in Sierakowice, a town in the Pomeranian Voivodeship (województwo pomorskie), Poland.

Question 4

Where does Bank Spółdzielczy w Sierakowicach operate?

Accepted Answer

Bank Spółdzielczy w Sierakowicach operates across four municipalities in the Pomeranian Voivodeship: Sierakowice, Sulęczyno, Linia, and Chmielno. The bank maintains multiple branches in these areas and operates 5 modern ATMs, including one "Strefa 24" ATM that also functions as a cash deposit machine.

Question 5

What services does Bank Spółdzielczy w Sierakowicach offer?

Accepted Answer

The bank offers a comprehensive range of retail and commercial banking services. For individual customers, this includes deposit accounts, savings products, and various credit products including the "EKO" credit aligned with sustainable development principles. The bank provides digital banking through the SGB Mobile and Nasz Bank applications, as well as internet banking platforms.

Additional services include payment cards, the Moje ID identity verification service, and traditional banking services. The bank serves businesses, farmers, and local authorities with tailored financial solutions, maintaining a robust loan portfolio and deposit base.

Question 6

What makes Bank Spółdzielczy w Sierakowicach unique?

Accepted Answer

The bank distinguishes itself through its deep commitment to local community development. In 2023 alone, the bank dedicated approximately 84,000 PLN to support local associations, foundations, schools, kindergartens, cultural initiatives, and sports clubs. With 125 years of uninterrupted service, the institution has evolved into both a financial services provider and a trusted public institution.

As a cooperative bank focused on local markets, it benefits from greater independence from global financial market volatility. The bank's strong economic results consistently place it among the leading institutions in the SGB group, driven by growing membership, operational efficiency, and reliable service delivery.

Question 7

What type of financial institution is Bank Spółdzielczy w Sierakowicach?

Accepted Answer

Bank Spółdzielczy w Sierakowicach is a cooperative bank (bank spółdzielczy), a specific type of credit institution in Poland. Cooperative banks in Poland are member-owned financial institutions that operate under cooperative principles, focusing on serving local communities rather than maximizing shareholder profits. As a credit institution, it is authorized and supervised by the Polish Financial Supervision Authority (Komisja Nadzoru Finansowego) and participates in the Bank Guarantee Fund (Bankowy Fundusz Gwarancyjny), which protects deposits up to 100,000 EUR.

Bank Spółdzielczy w Sierakowicach

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About Bank Spółdzielczy w Sierakowicach in Poland

Bank Spółdz­ielczy w Sierak­owicach