Question 1

What is Caisse Desjardins de l'Université Laval?

Accepted Answer

Caisse Desjardins de l'Université Laval is a specialized credit union (caisse populaire) serving the Université Laval community in Quebec City. As a member of the Desjardins Group, Canada's largest cooperative financial group, this caisse operates as a community-based financial cooperative tailored specifically to meet the financial needs of students, faculty, staff, and alumni of Université Laval.

Université Laval, founded in 1663, is one of Canada's oldest and most prestigious universities, located in Quebec City.

Question 2

When was Caisse Desjardins de l'Université Laval founded?

Accepted Answer

Specific founding details for this particular caisse are not publicly available. However, it operates as part of the broader Desjardins Movement, which was founded by Alphonse Desjardins in 1900 in Lévis, Quebec.

University-focused caisses emerged within the Desjardins network to serve the unique needs of academic communities, with specialized services for students and university employees.

Question 3

Where is Caisse Desjardins de l'Université Laval headquartered?

Accepted Answer

The caisse is located at 2325, rue de l'Université, Local 1506, Pavillon Alphonse-Desjardins, Quebec City, Quebec. The office is situated directly on the Université Laval campus.

Being housed within the Pavillon Alphonse-Desjardins on campus provides convenient access for the university community. The building is named after Alphonse Desjardins, the founder of the caisse populaire movement.

Question 4

Where does Caisse Desjardins de l'Université Laval operate?

Accepted Answer

The caisse operates primarily on the Université Laval campus in Quebec City. Its service area focuses on the university community, though membership extends to alumni and university affiliates regardless of their current location.

Multiple ATMs are strategically placed across the campus, including locations at Pavillon Charles-De Koninck and Pavillon de l'Éducation physique et des sports (PEPS), ensuring convenient access for students and staff throughout the campus.

Question 5

What services does Caisse Desjardins de l'Université Laval offer?

Accepted Answer

The caisse offers a full range of financial services tailored to the university community, including:

Student Banking: Student accounts with preferential rates, student loans, lines of credit for education, and financial products designed for young adults establishing their financial independence.

Personal Banking: Chequing and savings accounts, debit cards, mortgages, personal loans, and registered savings plans (RRSPs, TFSAs).

Employment Banking: Services for faculty and staff, including payroll deposits and employment-related financial planning.

Investment Services: Investment products, financial planning, and wealth management services suitable for various life stages from students to retirees.

Insurance: Home, auto, life, and tenant insurance through Desjardins Insurance.

Digital Banking: Mobile banking app, online banking (AccèsD), telephone banking, and remote appointment capabilities for video or phone consultations with advisors.

Question 6

What makes Caisse Desjardins de l'Université Laval unique?

Accepted Answer

As a university-focused credit union, the caisse specializes in serving the distinct financial needs of the academic community. It offers student-friendly products, financial literacy programs, and services adapted to the transient nature of student life.

The caisse operates on cooperative principles, with members being co-owners with democratic voting rights. The board of directors includes members from the university community, ensuring that services remain aligned with the needs of students, faculty, and staff.

Its location on campus and specialized understanding of academic schedules, student budgets, and university employment structures make it uniquely positioned to serve Université Laval's community.

Question 7

What type of financial institution is Caisse Desjardins de l'Université Laval?

Accepted Answer

Caisse Desjardins de l'Université Laval is a caisse populaire (credit union), which is the Quebec term for a financial cooperative. It functions as a specialized university credit union.

It is part of the Fédération des caisses Desjardins du Québec, which federates local caisses and provides centralized services while maintaining local autonomy. As a financial cooperative, it is member-owned and operates under Quebec's cooperative legislation, providing banking services comparable to those of traditional banks while maintaining its cooperative structure and university-community focus.

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Caisse Desjardins de l'Univ­ersité Laval