Question 1

What is Bank Spółdzielczy w Łomazach?

Accepted Answer

Bank Spółdzielczy w Łomazach is a local Polish cooperative bank serving the Łomazy municipality and surrounding areas in the Lublin Voivodeship. Established as part of Poland's historic cooperative banking movement, the bank provides comprehensive financial services to individuals, agricultural clients, and small businesses with exclusively Polish capital. The institution operates under the regulatory framework of Polish cooperative banking law.

Question 2

When was Bank Spółdzielczy w Łomazach founded?

Accepted Answer

The bank was formally registered on September 20, 2002, in its current legal form as a cooperative institution. However, its operational roots in the local community extend further back, following the evolution typical of Polish cooperative banks through various transformations during the 20th century.

Question 3

Where is Bank Spółdzielczy w Łomazach headquartered?

Accepted Answer

The bank is headquartered at Plac Jagielloński 7 in Łomazy, a municipality in the Lublin Voivodeship in eastern Poland, near the border with Belarus.

Question 4

Where does Bank Spółdzielczy w Łomazach operate?

Accepted Answer

Bank Spółdzielczy w Łomazach operates primarily in the Łomazy municipality and surrounding areas within the Lublin Voivodeship. The bank's service area covers predominantly rural communities with strong agricultural traditions in eastern Poland.

Question 5

What services does Bank Spółdzielczy w Łomazach offer?

Accepted Answer

The bank provides a full spectrum of banking services tailored to its local market. For individual customers, offerings include personal accounts, savings deposits, consumer loans, and payment cards.

Agricultural banking is a core focus, with specialized products for farmers including agricultural loans and dedicated agricultural accounts. For businesses, the bank offers commercial accounts, business loans, and cash management services.

Digital services include online banking platforms and electronic payment systems, enabling customers to manage their finances remotely while maintaining the personal touch of a local institution.

Question 6

What makes Bank Spółdzielczy w Łomazach unique?

Accepted Answer

Bank Spółdzielczy w Łomazach stands out through its deep commitment to the local community and intimate understanding of the specific needs of rural and agricultural customers. The bank's location in a border region gives it unique insight into the economic dynamics of eastern Poland.

Operating with 100% Polish capital and following cooperative principles, the bank prioritizes serving its members and the local community over profit maximization. This approach has enabled it to maintain strong relationships with local farmers, families, and businesses for decades.

Question 7

What type of financial institution is Bank Spółdzielczy w Łomazach?

Accepted Answer

Bank Spółdzielczy w Łomazach is a cooperative bank (bank spółdzielczy), a member-owned credit institution operating under Polish Banking Law and Cooperative Law. This organizational form emphasizes mutual assistance, local service, and democratic governance by member-shareholders.

The bank is regulated by the Polish Financial Supervision Authority (Polska Komisja Nadzoru Finansowego - PFSA) and participates in the Polish Bank Guarantee Fund (Bankowy Fundusz Gwarancyjny - BFG) deposit protection scheme, ensuring the safety of customer deposits up to the statutory limit.

Bank Spółdzielczy w Łomazach

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About Bank Spółdzielczy w Łomazach in Poland

Bank Spółdz­ielczy w Łomazach