WIR Bank

WIR Bank is a Swiss cooperative bank that operates a unique complementary currency system serving small and medium-sized enterprises (SMEs) and private customers throughout Switzerland. Originally known as the Swiss Economic Circle (Wirtschaftsring-Genossenschaft), the bank manages the WIR franc, a private electronic currency used in combination with the Swiss franc for dual-currency transactions. With over 60,000 members, including approximately 45,000 SMEs representing about 17% of all Swiss businesses, WIR Bank specializes in serving businesses in hospitality, construction, manufacturing, retail, and professional services.

As of recent data, the bank manages total assets exceeding CHF 5 billion, with annual turnover in WIR transactions reaching approximately CHF 1.5 billion. WIR Bank has evolved from a self-help organization into a fully licensed cooperative bank offering both traditional banking services and its distinctive complementary currency system.