Bank Spółdz­ielczy w Ożarowie

Bank Spółdzielczy w Ożarowie is a local cooperative bank (bank spółdzielczy) based in Ożarów, a town in the Świętokrzyskie Voivodeship in south-central Poland. As a member of the Spółdzielcza Grupa Bankowa (SGB Bank) network, it is one of approximately 175 cooperative banks affiliated with this nationwide cooperative banking group. The bank operates on cooperative principles, serving its members and the local community rather than focusing solely on profit maximization.

Founded on the traditional model of Polish cooperative banking, Bank Spółdzielczy w Ożarowie provides universal banking services to individuals, small and medium-sized businesses, farmers, and local government entities in its region. Like other Polish cooperative banks, it follows the democratic principle of "one shareholder = one vote," regardless of the number of shares held, ensuring equal status among its member-owners.