Question 1

What is Attijari Leasing?

Accepted Answer

Attijari Leasing is a specialized leasing company in Tunisia that provides financing solutions for equipment and real estate through lease agreements. As a subsidiary of Attijari Bank group, it operates as a publicly traded company listed on the Tunis Stock Exchange since July 1999. The company specializes in leasing operations for movable and immovable property used in professional, industrial, commercial, agricultural, fishing, and service sectors.

Question 2

When was Attijari Leasing founded?

Accepted Answer

Attijari Leasing was founded on December 13, 1994, under the original name "General Leasing" with an initial capital of 5,000,000 Tunisian Dinars. The company was created to provide leasing financing solutions to Tunisian businesses and professionals. In 2005, the company underwent a significant restructuring and rebranding, changing its name to "Attijari Leasing" after becoming part of the Attijari Bank group.

The company went public in July 1999 through an initial public offering on the Tunis Stock Exchange, offering 225,000 shares representing 30% of its capital at the time.

Question 3

Where is Attijari Leasing headquartered?

Accepted Answer

Attijari Leasing is headquartered in Tunis, Tunisia, specifically at Rue du Lac d'Annecy, Les Berges du Lac 1053. This location in the Les Berges du Lac district positions the company in one of Tunis's modern business centers.

Question 4

Where does Attijari Leasing operate?

Accepted Answer

Attijari Leasing operates throughout Tunisia, serving businesses and professionals across all regions of the country. The company provides its leasing and factoring services to clients in various sectors including industrial, commercial, agricultural, fishing, and service industries throughout the Tunisian territory.

Question 5

What services does Attijari Leasing offer?

Accepted Answer

Attijari Leasing offers two main categories of financial services:

Leasing Mobilier (Equipment Leasing): Financing solutions for vehicles and transportation equipment for both passenger and goods transport, including automobiles, trucks, and commercial vehicles.

Leasing Equipement (Equipment Leasing): Financing for professional equipment including production machinery, construction and public works equipment, medical equipment, computer hardware, and office equipment.

Leasing Immobilier (Real Estate Leasing): Financing for commercial and industrial real estate properties.

Factoring Services: Since July 2002, Attijari Leasing has operated a factoring department that provides commercial debt management, customer account management, and short-term financing for businesses.

Question 6

What makes Attijari Leasing unique?

Accepted Answer

Attijari Leasing distinguishes itself as one of Tunisia's established leasing companies with nearly three decades of experience in the market. As a member of the Attijari Bank group, it benefits from the stability and resources of a major Tunisian banking institution while maintaining its specialized focus on leasing operations.

The company's dual offering of both leasing and factoring services provides comprehensive financing solutions for Tunisian businesses. Its public listing on the Tunis Stock Exchange demonstrates transparency and accountability to shareholders.

Attijari Leasing operates under the regulatory framework of Tunisia's Central Bank (BCT) and is governed by Law No. 2016-48 of July 11, 2016, relating to banks and financial institutions, as well as Law No. 94-89 of July 26, 1994, relating to leasing operations.

Question 7

What type of financial institution is Attijari Leasing?

Accepted Answer

Attijari Leasing is a Société de Leasing (Leasing Company), which is a specialized financial institution under Tunisian law. In Tunisia, leasing companies are distinct from banks and are classified as financial establishments ("établissements financiers") regulated by the Central Bank of Tunisia.

As a leasing company, Attijari Leasing is authorized to conduct specific financial activities including equipment and real estate leasing, as well as factoring operations. This institutional category allows it to provide specialized financing solutions without offering the full range of banking services such as deposit-taking or payment services that traditional banks provide.

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