Coopérative d'Épargne et de Crédit des Travailleurs de la Sécurité Sociale du Togo
in Togo 🇹🇬
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About Coopérative d'Épargne et de Crédit des Travailleurs de la Sécurité Sociale du Togo in Togo
Coopérative d'Épargne et de Crédit des Travailleurs de la Sécurité Sociale du Togo is a specialized credit cooperative serving employees of Togo's social security system. As a member-owned financial institution, it provides savings and credit services exclusively to workers affiliated with the Caisse Nationale de Sécurité Sociale du Togo (CNSS), the country's national social security fund.
The cooperative operates as a decentralized financial system (Système Financier Décentralisé - SFD) under the regulatory framework of the West African Economic and Monetary Union (UMOA). It is supervised by the BCEAO (Central Bank of West African States) and the Banking Commission of UMOA, ensuring compliance with regional banking standards.