Question 1

What is Cooperativa de Ahorro y Crédito Unidad Cristiana?

Accepted Answer

Cooperativa de Ahorro y Crédito Unidad Cristiana is a savings and credit cooperative operating in Honduras. As a member of the Honduran cooperative financial sector, it provides savings and lending services to its members under the cooperative model of mutual assistance and democratic governance. The institution is regulated by the Consejo Nacional Supervisor de Cooperativas (CONSUCOOP), Honduras' national cooperative supervisory authority.

Question 2

When was Cooperativa de Ahorro y Crédito Unidad Cristiana founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Cooperativa de Ahorro y Crédito Unidad Cristiana headquartered?

Accepted Answer

The cooperative is headquartered in Honduras. Specific city location information is not publicly available.

Question 4

Where does Cooperativa de Ahorro y Crédito Unidad Cristiana operate?

Accepted Answer

Cooperativa de Ahorro y Crédito Unidad Cristiana operates within Honduras, serving its member-owners throughout the country. As a cooperative with federated personality under CONSUCOOP, it focuses on serving its defined membership base within Honduran territory.

Question 5

What services does Cooperativa de Ahorro y Crédito Unidad Cristiana offer?

Accepted Answer

The cooperative offers traditional savings and credit cooperative services to its members, including:
• Savings accounts in national currency (Honduran Lempira)
• Credit products for personal, business, and agricultural purposes
• Member financial services designed to meet the economic needs of cooperative members

The institution operates under cooperative principles, meaning services are provided to member-owners who have a democratic voice in governance.

Question 6

What makes Cooperativa de Ahorro y Crédito Unidad Cristiana unique?

Accepted Answer

Cooperativa de Ahorro y Crédito Unidad Cristiana distinguishes itself through its cooperative structure and focus on Christian values in financial services. As part of Honduras' cooperative movement, it emphasizes mutual assistance, democratic member control, and economic participation of members. The cooperative model allows members to be both owners and customers, with services designed to meet their collective financial needs rather than maximize profits.

Question 7

What type of financial institution is Cooperativa de Ahorro y Crédito Unidad Cristiana?

Accepted Answer

Cooperativa de Ahorro y Crédito Unidad Cristiana is a Cooperativa de Ahorro y Crédito (Savings and Credit Cooperative), which is the Honduran equivalent of a credit union. These institutions are governed by the Ley de Cooperativas de Honduras (Honduran Cooperative Law) and supervised by CONSUCOOP.

As a first-degree cooperative organization, it operates on cooperative principles including open and voluntary membership, democratic member control, member economic participation, autonomy and independence, education and training, cooperation among cooperatives, and concern for community. The cooperative must maintain solvency ratios and comply with prudential regulations established by CONSUCOOP to ensure the safety of member deposits and the soundness of lending activities.

Cooperativa de Ahorro y Crédito Unidad Cristiana

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About Cooperativa de Ahorro y Crédito Unidad Cristiana in Honduras