Handelsbanken (Svenska Handelsbanken AB) is a major Nordic universal bank headquartered in Sweden, offering comprehensive financial services including retail banking, corporate banking, investment banking, asset management, and insurance. As one of the largest banks in the Nordic region, Handelsbanken operates with a distinctive decentralized business model where local branches function with significant autonomy. The bank is recognized for its focus on long-term customer relationships, financial stability, and conservative risk management.
Handelsbanken has established itself as a relationship bank that prioritizes profitability over volume growth, consistently maintaining high customer satisfaction ratings across its markets.