Question 1

What is Triad Bank (Oklahoma)?

Accepted Answer

Triad Bank (Oklahoma) is a community-focused commercial bank serving Tulsa and surrounding areas. Established in 1983, the bank specializes in commercial lending, Small Business Administration (SBA) loans, USDA loans, mortgages, and personal banking services. With approximately $241 million in total assets and two domestic offices, Triad Bank has built a reputation for supporting local entrepreneurship and providing personalized banking solutions to both individuals and businesses.

The bank operates as a national bank under federal charter and is known for its specialty in commercial and SBA lending products.

Question 2

When was Triad Bank (Oklahoma) founded?

Accepted Answer

Triad Bank was founded on August 29, 1983, in Tulsa, Oklahoma. The bank was established to serve commercial and consumer customers in Tulsa and the surrounding communities with a focus on relationship banking and supporting local businesses.

Since its founding, Triad Bank has grown from a small local institution into a respected community bank. The name "Triad" represents a synthesis—a sum greater than its parts—reflecting the bank's philosophy that combining community commitment, innovative service, and financial expertise creates a vital force for local economic development.

The bank has remained true to its humble beginnings, maintaining its commitment to providing opportunities to hard-working, entrepreneurial individuals and businesses in the communities it serves.

Question 3

Where is Triad Bank (Oklahoma) headquartered?

Accepted Answer

Triad Bank is headquartered at 7666 East 61st Street in Tulsa, Oklahoma. The bank's main office is located in south Tulsa, strategically positioned to serve the greater Tulsa metropolitan area.

Question 4

Where does Triad Bank (Oklahoma) operate?

Accepted Answer

Triad Bank operates two full-service banking offices, both located in Tulsa County, Oklahoma. The bank's primary market is the Tulsa Metropolitan Statistical Area, with a focus on serving Tulsa and surrounding communities.

The bank's assessment area includes all census tracts in Tulsa County, covering diverse neighborhoods from low- and moderate-income areas to upper-income communities. Through its two convenient locations, Triad Bank provides comprehensive banking services to individuals and businesses throughout the region.

Question 5

What services does Triad Bank (Oklahoma) offer?

Accepted Answer

Triad Bank offers a comprehensive range of personal and business banking products designed to help customers achieve their financial goals. Business services include commercial loans, equipment financing, working capital lines, real estate financing, inventory financing, SBA loans, and USDA loans for small businesses and agricultural operations.

Personal banking services include checking and savings accounts, mortgage loans (including home purchase, refinance, home equity, and construction), auto loans, boat and RV financing, and consumer loans. The bank requires only $100 to open a savings account, with interest paid quarterly at a variable rate.

Digital banking services include online banking, mobile banking, and electronic bill pay, allowing customers 24/7 access to their accounts. The bank also provides access to the Transfund ATM network for convenient cash withdrawals and account management.

Triad Bank has particular expertise in mortgage lending and works with customers to finance home purchases, refinances, and cash-out equity lines of credit. The bank also supports local entrepreneurship through innovative business loan products tailored to community needs.

Question 6

What makes Triad Bank (Oklahoma) unique?

Accepted Answer

Triad Bank stands out for its deep commitment to local entrepreneurship and community development. The bank prides itself on funding out-of-the-box ideas and rewarding the creativity and hard work it sees in the local community. This approach has made it a preferred lending partner for businesses that might struggle to find financing at larger institutions.

The bank's willingness to originate loans to low- and moderate-income individuals and small businesses demonstrates its commitment to community reinvestment. A majority of Triad Bank's loans are originated within its defined assessment area, ensuring capital stays local and supports community growth.

With over 40 years of helping Oklahomans become homeowners, Triad Bank has established lasting relationships with families across multiple generations. The bank's highly-trained, informative staff provide a personal touch that contrasts with impersonal experiences at larger financial institutions.

Question 7

What type of financial institution is Triad Bank (Oklahoma)?

Accepted Answer

Triad Bank is a Commercial Bank operating under a national charter and regulated by the Office of the Comptroller of the Currency (OCC). As a national bank, it holds the full designation "Triad Bank, National Association."

The bank is a wholly-owned subsidiary of Triad Bancshares, Inc., a one-bank holding company. It operates as a member of the Federal Reserve System (Kansas City district) and maintains FDIC insurance for depositor protection. Triad Bank is organized as a Subchapter S Corporation and focuses on community banking with a specialization in commercial and SBA lending for businesses with assets under $1 billion.

Triad Bank (Oklahoma)

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About Triad Bank (Oklahoma) in the United States