First Community Bank (Michigan)

First Community Bank is a state-chartered community bank headquartered in Harbor Springs, Michigan. With approximately $418 million in assets and 10 branch locations, the bank serves communities throughout northern Michigan. Founded over a century ago, First Community Bank remains family-owned and locally managed, representing five generations of the Clarke family's commitment to community banking.

The institution emphasizes relationship banking and local decision-making, positioning itself as the bank "where the locals go" for personalized financial services. First Community Bank serves individuals, families, and businesses across northern Michigan with a focus on maintaining long-term customer relationships and supporting local economic development.