Question 1

What is Texas Lee Credit Union?

Accepted Answer

Texas Lee Credit Union is a small community-focused federal credit union headquartered in Houston, Texas. With approximately 100 members and assets of approximately $910,000 as of Q3 2025, Texas Lee operates as a specialized financial cooperative serving a specific membership base. The credit union maintains a strong capital position with a net worth ratio of 13.95%, demonstrating financial stability despite its modest size.

As a member-owned financial institution, Texas Lee Credit Union operates under the cooperative principle of "people helping people," providing personalized financial services to its membership community.

Question 2

When was Texas Lee Credit Union founded?

Accepted Answer

[Information not publicly available]

The founding date and historical background of Texas Lee Credit Union are not readily available in public records. As a smaller credit union with NCUA charter number 18218, it has likely served a specific community or employee group throughout its operational history.

Question 3

Where is Texas Lee Credit Union headquartered?

Accepted Answer

Texas Lee Credit Union is headquartered at 6918 Corporate Drive, Suite A5, in Houston, Texas 77036. This location in southwest Houston positions the credit union within the larger Houston metropolitan area, one of the nation's most diverse and economically dynamic regions.

Question 4

Where does Texas Lee Credit Union operate?

Accepted Answer

Texas Lee Credit Union operates in the Houston, Texas area. As a federal credit union with a specific field of membership, the credit union serves members who meet its membership eligibility requirements within the Houston metropolitan region.

Specific geographic service areas or membership restrictions may apply. Prospective members should contact the credit union directly to determine eligibility.

Question 5

What services does Texas Lee Credit Union offer?

Accepted Answer

Texas Lee Credit Union provides core financial services to its members, which typically include:

Savings Products: Share accounts (savings accounts) that allow members to build savings and maintain ownership in the credit union.

Lending Services: Personal loans and other credit products tailored to member needs. As of Q3 2025, the credit union maintained a loan portfolio of approximately $459,000.

Account Management: Members can access their accounts through various channels. The credit union's website is available at www.texaslee.org.

Given the credit union's smaller size, services are likely offered with a personalized, community-focused approach emphasizing individual member relationships.

Question 6

What makes Texas Lee Credit Union unique?

Accepted Answer

Intimate Member Experience: With approximately 100 members, Texas Lee Credit Union offers a highly personalized banking experience where members are known individually rather than as account numbers.

Financial Strength: The credit union maintains a robust net worth ratio of 13.95%, well above regulatory minimums, demonstrating sound financial management despite its small asset base.

Strong Profitability: With a return on average assets of 3.25% as of Q3 2025, Texas Lee demonstrates efficient operations and member value delivery.

Community Focus: As a smaller credit union, Texas Lee likely serves a tightly-knit community or membership base with specialized understanding of member needs.

Question 7

What type of financial institution is Texas Lee Credit Union?

Accepted Answer

Texas Lee Credit Union is a federal credit union chartered and regulated by the National Credit Union Administration (NCUA). Federal credit unions operate under federal charter with NCUA providing regulatory oversight and federal share insurance.

As a credit union, Texas Lee is a not-for-profit financial cooperative owned by its members. Each member holds equal voting rights regardless of account balance, embodying the democratic "one member, one vote" principle.

Member deposits are federally insured up to $250,000 per individual depositor through the National Credit Union Share Insurance Fund (NCUSIF), backed by the full faith and credit of the United States government. This provides the same level of protection as FDIC insurance at banks.

Texas Lee Credit Union

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About Texas Lee Credit Union in the United States