Question 1

What is Araucaria Cooperativa?

Accepted Answer

Araucaria Cooperativa is a multiactive cooperative financial institution in Paraguay. Its full legal name is "ARAUCARIA Lida. C.M.T.S.P.Con.A.C. Cons.Civiles, Desarrollo Agrop.e Ind.," which stands for Cooperativa Multiactiva de Trabajo, Servicios, Provisión, Consumo, Ahorro y Crédito, Construcciones Civiles, Desarrollo Agropecuario e Industrial.

The cooperative provides integrated services across multiple sectors, including work, savings and credit, consumption, civil construction, and agricultural and industrial development. It serves its members through the cooperative model based on mutual aid and democratic participation.

Question 2

When was Araucaria Cooperativa founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Araucaria Cooperativa headquartered?

Accepted Answer

Araucaria Cooperativa is headquartered in Paraguay. Specific location details beyond the country level are not publicly available.

Question 4

Where does Araucaria Cooperativa operate?

Accepted Answer

Araucaria Cooperativa operates within Paraguay. The cooperative serves local communities and members throughout its operational area within the country.

Specific regional coverage within Paraguay has not been publicly disclosed.

Question 5

What services does Araucaria Cooperativa offer?

Accepted Answer

As a multiactive cooperative, Araucaria Cooperativa provides a diverse range of services to its members:

Financial Services: Savings accounts, credit facilities, and other financial products designed for cooperative members.

Work and Employment Services: Services related to work and employment opportunities for members.

Consumption Services: Provision of goods and services for member consumption needs.

Civil Construction: Construction-related services and support for housing and infrastructure projects.

Agricultural and Industrial Development: Support for agricultural production and industrial development activities, including technical assistance and commercialization support.

Question 6

What makes Araucaria Cooperativa unique?

Accepted Answer

Araucaria Cooperativa distinguishes itself through its multiactive structure, offering comprehensive services that span multiple economic sectors. This integrated approach allows members to access financial services, work opportunities, consumption goods, construction support, and agricultural development assistance all within a single cooperative entity.

The cooperative operates under Paraguay's cooperative framework, which is regulated by the Instituto Nacional de Cooperativismo (INCOOP). It was officially recognized through INCOOP Resolution 30150/2024, which establishes the typification and sectorization of cooperatives in Paraguay.

Question 7

What type of financial institution is Araucaria Cooperativa?

Accepted Answer

Araucaria Cooperativa is classified as a Cooperativa Multiactiva (Multiactive Cooperative) in Paraguay. This classification places it among cooperatives that provide multiple types of services beyond just savings and credit.

Multiactive cooperatives in Paraguay differ from specialized cooperatives (such as Type A savings and credit cooperatives) in that they can operate across various economic sectors simultaneously. They combine financial services with other activities like production, consumption, and social services. These institutions are regulated by INCOOP under Paraguay's Law 438/94 of Cooperatives and subsequent regulatory frameworks.

Araucaria Cooperativa

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