Question 1

What is Cooperativa Loma Clavel?

Accepted Answer

Cooperativa Loma Clavel is a multi-activity cooperative in Paraguay that provides financial and non-financial services to its members. Formally known as LOMA CLAVEL Ltda. C.T.P.Con.S. (Cooperativa de Trabajo, Producción, Consumo y Servicios), it operates as a community-based financial institution supervised by the Instituto Nacional de Cooperativismo (INCOOP), Paraguay's national cooperative institute.

The cooperative serves local communities by offering savings, credit, and various member services. As a registered cooperative in Paraguay, it operates under the cooperative principles of mutual assistance and member ownership.

Question 2

When was Cooperativa Loma Clavel founded?

Accepted Answer

[Information not publicly available]

While the exact founding date is not publicly documented, Cooperativa Loma Clavel is listed among Paraguay's officially registered cooperatives under INCOOP supervision. The cooperative appears in official resolution documents from 2024, indicating it has been operating as a recognized financial institution in recent years.

Question 3

Where is Cooperativa Loma Clavel headquartered?

Accepted Answer

Cooperativa Loma Clavel is headquartered in Encarnación, the capital city of the Itapúa Department in southern Paraguay. The cooperative is located in the commercial circuit area known as "Circuito Comercial Placita, Sector B L 18" on De los Obreros street with Don S. Benitez.

Encarnación is Paraguay's third-largest city and serves as an important commercial center along the Paraná River border with Argentina.

Question 4

Where does Cooperativa Loma Clavel operate?

Accepted Answer

Cooperativa Loma Clavel primarily operates in the Itapúa Department of southern Paraguay, with its main presence in Encarnación and surrounding areas. The cooperative serves local communities within this region of Paraguay.

As a cooperative registered with INCOOP, it provides services to members within its defined geographic area in the southern part of the country.

Question 5

What services does Cooperativa Loma Clavel offer?

Accepted Answer

As a multi-activity cooperative (Cooperativa Multiactiva), Cooperativa Loma Clavel offers a range of services to its members:

Financial Services: The cooperative provides savings accounts and credit facilities to its members. As a work, production, consumption and services cooperative (C.T.P.Con.S.), it offers lending products designed to support member economic activities.

Member Services: The cooperative provides consumption and production support services typical of Paraguayan cooperatives, helping members with their daily needs and business activities.

All services are provided on a cooperative basis, meaning members are both owners and users of the institution's services.

Question 6

What makes Cooperativa Loma Clavel unique?

Accepted Answer

Cooperativa Loma Clavel operates as a grassroots, member-owned financial institution serving communities that may have limited access to traditional banking services in the Itapúa region. Like many Paraguayan cooperatives, it emphasizes community development and mutual assistance among members.

The cooperative's multi-activity structure allows it to provide integrated services beyond basic banking, supporting members' work, production, consumption, and general service needs within a single cooperative framework.

As a smaller regional cooperative, it maintains close ties to its local community and operates with a focus on serving members rather than maximizing profits.

Question 7

What type of financial institution is Cooperativa Loma Clavel?

Accepted Answer

Cooperativa Loma Clavel is a Cooperativa Multiactiva (Multi-Activity Cooperative) in Paraguay, specifically classified as a work, production, consumption and services cooperative. In Paraguay's financial system, cooperatives are member-owned financial institutions regulated by INCOOP rather than the banking superintendency.

Cooperatives in Paraguay form a significant part of the country's financial inclusion landscape, particularly in rural and semi-urban areas. They operate on cooperative principles where members democratically control the institution and share in its benefits. Unlike commercial banks, cooperatives exist primarily to serve their members' financial and social needs rather than to generate profits for external shareholders.

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About Cooperativa Loma Clavel in Paraguay