Space Coast Credit Union (SCCU)

Space Coast Credit Union (SCCU) is a state-chartered credit union headquartered in Melbourne, Florida. With over $8.9 billion in assets and serving more than 692,000 members, SCCU ranks as Florida's third-largest credit union and among the top 40 largest credit unions in the United States. The credit union operates 67 branch locations spanning 34 counties along Florida's east coast.

SCCU is recognized for its operational efficiency and community focus. In 2024, Cornerstone Advisors awarded SCCU the Smarter Bank Hyper-Efficient Award, recognizing the credit union's groundbreaking efficiency through digital self-service, process automation, and artificial intelligence, which has yielded a remarkable 2.5% non-interest expense/asset ratio.