Bihoku Shinkin Bank

Bihoku Shinkin Bank is a regional cooperative financial institution serving northwestern Okayama Prefecture, Japan. As a shinkin bank, it operates under the principle of mutual assistance, providing financial services primarily to small and medium-sized enterprises (SMEs) and local residents in the Bihoku region. The bank focuses on community-based banking with personalized service and strong relationships with local customers.

Shinkin banks in Japan are cooperative institutions that differ from commercial banks in their structure and mission, prioritizing community development and member support over profit maximization.