Question 1

What is Azura Credit Union?

Accepted Answer

Azura Credit Union is a state-chartered credit union headquartered in Topeka, Kansas, serving over 63,000 members throughout the state. With approximately $824 million in assets, Azura is committed to providing "Above and Beyond Banking" through reliable, innovative products and services. The credit union serves a diverse membership including teachers, manufacturing and communications workers, employees of local, municipal, state, and federal governments, and many other Kansans. Azura operates 11 branch locations across Kansas and maintains a strong focus on community engagement and financial education.

Question 2

When was Azura Credit Union founded?

Accepted Answer

Azura Credit Union was formed in 2016 through the merger of Educational Credit Union and Quest Credit Union, but its roots trace back to 1939. The founding institution, Topeka Teachers Credit Union, was established in 1939 when a group of Kansas teachers pooled $144 with a passion to help each other succeed financially. This institution later became Educational Credit Union. In 1951, Rubber Workers Local 307 Federal Credit Union was founded, which eventually became Credit Unions United (CUU). Kansas Highway Credit Union was established in 1956, later known as Kansas Credit Union (KCU). In 1984, KCU merged with Forbes Credit Union to form Credit Union 1 (CU1). The consolidation continued in 2010 when CU1 and CUU merged to form Quest. Finally, in 2016, Quest and Educational merged to create Azura Credit Union, combining decades of service and experience into a single, stronger institution.

Question 3

Where is Azura Credit Union headquartered?

Accepted Answer

Azura Credit Union is headquartered in Topeka, Kansas, at 610 SW 10th Avenue. The credit union's mailing address is PO Box 1128, Topeka, KS 66601. This location serves as the administrative center for the credit union's operations across Kansas.

Question 4

Where does Azura Credit Union operate?

Accepted Answer

Azura Credit Union operates throughout Kansas, with 11 branch locations serving members across the state. The credit union's field of membership is open to anyone who lives, works, worships, or attends school in Kansas, making it accessible to residents statewide. Azura serves numerous communities across Kansas, from Topeka and surrounding areas to other regions throughout the state. The credit union also maintains partnerships that allow members to access services beyond Kansas through shared branching networks and ATM cooperatives.

Question 5

What services does Azura Credit Union offer?

Accepted Answer

Azura Credit Union provides comprehensive financial services including share savings accounts (requiring just $5 to establish membership and ownership), checking accounts, money market accounts, and certificates of deposit. Lending services include auto loans, home mortgages, home equity loans, personal loans, business loans, and credit cards. The credit union offers robust digital banking tools with online banking, mobile apps, mobile deposit capabilities, and 24/7 account access. Azura provides wealth management services, financial education resources, and personalized financial guidance to help members achieve their goals. Business services are available for commercial members. The credit union emphasizes financial wellness education with programs designed for students and community members. Azura also offers US savings bonds and safe deposit boxes at select locations.

Question 6

What makes Azura Credit Union unique?

Accepted Answer

Azura distinguishes itself through its "Above and Beyond Banking" mission and commitment to improving lives through personal and community engagement. The credit union's name combines "azure" (clear blue sky) and "terra" (earth), representing the place where exceptional banking becomes reality. Azura's core values of integrity, passion, commitment, innovation, accountability, and knowledge guide all operations. The credit union maintains strong community involvement through the Topeka Credit Union Foundation, charitable donations, sponsorships, and volunteer efforts supporting local organizations. Azura operates as a "Preferred Partner" for the State of Kansas, serving state employees and their families. The credit union has maintained solid financial performance with a well-capitalized status and a 10.16% net worth ratio. Azura is governed by a nine-member volunteer Board of Directors elected by the membership, ensuring member interests remain paramount.

Question 7

What type of financial institution is Azura Credit Union?

Accepted Answer

Azura Credit Union is a state-chartered credit union (FISCU - Federally Insured State Chartered Credit Union) regulated by the Kansas Department of Credit Unions and insured by the National Credit Union Administration (NCUA). Deposits are federally insured up to $250,000 per member. Membership requires only a $5 deposit to establish ownership and gain access to all products and services. As a member-owned cooperative, Azura operates on democratic principles where each member has equal voting rights regardless of account balance. Members elect the Board of Directors who serve on a volunteer basis to represent member interests. The not-for-profit structure means earnings are returned to members through better rates and lower fees rather than distributed to outside shareholders. This cooperative model has served Kansans for over 85 years, embodying the credit union philosophy of members helping members succeed financially.

Question 8

How does Azura Credit Union support the community?

Accepted Answer

Azura Credit Union demonstrates deep commitment to community impact through the Topeka Credit Union Foundation and various charitable initiatives. The credit union supports local organizations that create lasting change and foster a spirit of generosity throughout Kansas. Azura provides sponsorships, makes charitable donations, and encourages employee volunteer efforts to support community initiatives. The credit union has introduced a Community Impact Card that benefits local organizations with each use. Azura welcomes new teachers and educators with special programs and maintains strong ties to the education community, reflecting its origins serving Kansas teachers. The credit union also operates the Azura Amphitheatre, contributing to local cultural events and entertainment. Through financial education programs for students and community members, Azura works to improve financial literacy and help Kansans build stronger financial futures.

Azura Credit Union

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About Azura Credit Union in the United States