Question 1

What is Cooperativa Barriojarense?

Accepted Answer

Cooperativa Barriojarense is a multi-purpose cooperative offering savings, credit, consumption, production, and services to its members in Paraguay. As a financial cooperative, it operates under the supervision of the Instituto Nacional de Cooperativismo (INCOOP) and provides a range of financial services primarily focused on serving local communities.

The cooperative is part of Paraguay's robust cooperative movement, which emerged in the mid-20th century and has become a cornerstone of the country's financial system, particularly after the banking crisis of the 1990s when many Paraguayans shifted their trust from commercial banks to cooperatives.

Question 2

When was Cooperativa Barriojarense founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Cooperativa Barriojarense headquartered?

Accepted Answer

[Information not publicly available]

Question 4

Where does Cooperativa Barriojarense operate?

Accepted Answer

Cooperativa Barriojarense operates in Paraguay, serving local communities with its financial and cooperative services. The cooperative maintains a physical presence with operational hours from Monday to Friday, 07:30 to 15:30, and Saturdays from 07:30 to 11:00.

Question 5

What services does Cooperativa Barriojarense offer?

Accepted Answer

Cooperativa Barriojarense offers a comprehensive range of financial services and member benefits including:
• Credit facilities for various purposes
• Credit and debit cards for member convenience
• Savings accounts (Cajas de Ahorro) to help members build financial security
• Promotional discounts at partner establishments
• Credit protection insurance in case of member death
• Subsidies and prizes for members
• Event hall rental services for member use
• Health assistance benefits to support member wellbeing

All services are subject to the cooperative's regulations and specific conditions. Members can inquire about services and requirements by contacting the cooperative at (021) 224-817 or (0994) 872-185.

Question 6

What makes Cooperativa Barriojarense unique?

Accepted Answer

Cooperativa Barriojarense embodies the traditional Paraguayan cooperative values rooted in the indigenous Guaraní principles of solidarity and mutual aid. The cooperative is registered with INCOOP under Resolution 30150/2024, demonstrating its compliance with national cooperative standards.

Unlike commercial banks, Cooperativa Barriojarense operates on cooperative principles where members are both owners and users of the financial services. This structure allows the cooperative to prioritize member welfare over profit maximization and offer services specifically tailored to local community needs.

Question 7

What type of financial institution is Cooperativa Barriojarense?

Accepted Answer

Cooperativa Barriojarense is a Cooperativa de Ahorro y Crédito (Savings and Credit Cooperative) in Paraguay. This institutional type, known as a credit union in other countries, is a member-owned financial cooperative that provides traditional banking services to its members.

In Paraguay, savings and credit cooperatives are regulated by INCOOP under Law 438/94 (later updated by Law 2,157/03) and are distinct from commercial banks. These cooperatives played a crucial role in maintaining financial stability during Paraguay's banking crisis in the mid-1990s and continue to serve as trusted alternatives to traditional banking institutions, particularly for middle and lower-income Paraguayans.

Cooperativa Barriojarense

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About Cooperativa Barriojarense in Paraguay

Cooperativa Barrio­jarense