IRCO Community Federal Credit Union (IRCO Community FCU)

IRCO Community Federal Credit Union (IRCO Community FCU) is a federally chartered, community-focused credit union headquartered in Phillipsburg, New Jersey. With approximately $91.4 million in assets and over 6,600 members, IRCO serves residents and workers across Warren County, New Jersey, and Northampton and Lehigh Counties in Pennsylvania.

As a member-owned financial cooperative, IRCO operates on a not-for-profit basis, returning profits to members through lower loan rates, higher dividends on savings, and reduced fees. The credit union emphasizes local decision-making, community involvement, and personalized financial services.