Question 1

What is Raiffeisenbank Gramastetten Rodltal?

Accepted Answer

Raiffeisenbank Gramastetten Rodltal is a local cooperative bank serving the communities of Gramastetten and the Rodl valley region in Upper Austria. As part of the Austrian Raiffeisen Banking Group, it is an independent cooperative credit institution (eingetragene Genossenschaft - eGen) providing comprehensive retail and business banking services to individuals, professionals, and small to medium-sized enterprises (SMEs).

With total assets of approximately €561.73 million as of 2023, the bank experienced significant growth of 50.45% and ranks as the 172nd largest bank in Austria by total assets. The bank was formed through the merger of Raiffeisenbank Gramastetten and Raiffeisenbank Mittleres Rodltal.

Question 2

When was Raiffeisenbank Gramastetten Rodltal founded?

Accepted Answer

Raiffeisenbank Gramastetten Rodltal in its current form was established through the merger of two local Raiffeisen banks: Raiffeisenbank Gramastetten and Raiffeisenbank Mittleres Rodltal. The merger created a stronger regional institution better positioned to serve the combined communities.

The predecessor banks have roots in the Austrian Raiffeisen cooperative banking movement that began in 1886, serving the agricultural and business communities in the Gramastetten and Rodl valley regions for generations.

Question 3

Where is Raiffeisenbank Gramastetten Rodltal headquartered?

Accepted Answer

Raiffeisenbank Gramastetten Rodltal is headquartered in Gramastetten, Upper Austria, at Marktstraße 41, 4201 Gramastetten.

Question 4

Where does Raiffeisenbank Gramastetten Rodltal operate?

Accepted Answer

Raiffeisenbank Gramastetten Rodltal operates in the Gramastetten municipality and the Rodl valley (Rodltal) region in the district of Urfahr-Umgebung in Upper Austria. The bank serves multiple communities including Gramastetten, Zwettl an der Rodl, and surrounding areas in the region north of Linz.

The bank maintains multiple branch locations throughout its service area, including a main office in Gramastetten and a branch office (Bankstelle) in Zwettl an der Rodl.

Question 5

What services does Raiffeisenbank Gramastetten Rodltal offer?

Accepted Answer

Raiffeisenbank Gramastetten Rodltal offers a comprehensive range of financial services including:

Personal Banking: Current accounts, savings accounts, time deposits, debit cards, credit cards, consumer loans, car loans, and mortgage loans.

Business Banking: Business accounts, business payment cards, business loans, commercial financing, and tailored solutions for small and medium-sized enterprises.

Investment Services: Trading accounts, securities, investment products, and personalized wealth management advisory.

Digital Banking: Online banking services and mobile banking applications through the Mein ELBA platform, enabling 24/7 access to banking services.

Additional Services: Building society savings (Bausparen), retirement planning, insurance products through partnerships, real estate advisory, and project development services.

Specialized Services: Self-service terminals, cash dispensers, statement printers, coin counters, and night safe facilities at branch locations.

Question 6

What makes Raiffeisenbank Gramastetten Rodltal unique?

Accepted Answer

Raiffeisenbank Gramastetten Rodltal distinguishes itself as a future-oriented, locally anchored bank (zukunftsorientierte, lokal verankerte Bank) that seamlessly integrates innovative digital offerings with outstanding personal advisory and excellent customer service.

The bank offers a unique postal service available 7 days a week, 24 hours daily, providing exceptional convenience for customers. For Raiffeisen Club members and co-owners, the bank offers special benefits including free borrowing of music boxes (Musikbox), demonstrating creative community engagement.

The merger that formed the current institution created significant synergies, evidenced by the remarkable 50.45% growth in total assets in 2023, with customer deposits increasing by 53.81%. This growth reflects strong customer confidence and successful integration of the two predecessor institutions.

The bank positions itself as a Digital Regional Bank, offering the flexibility and convenience of modern digital banking while maintaining the personal touch and community commitment of a local cooperative institution.

Question 7

What type of financial institution is Raiffeisenbank Gramastetten Rodltal?

Accepted Answer

Raiffeisenbank Gramastetten Rodltal is a Kreditgenossenschaft (credit cooperative) operating under the legal form of an eingetragene Genossenschaft (eGen), which is a registered cooperative. It is a member-owned financial institution that operates on cooperative principles of mutual self-help.

The bank is authorized as a credit institution (CRDCREINS) under Austrian banking law, supervised by the Austrian Financial Market Authority (FMA), and participates in the Austrian deposit guarantee scheme (Einlagensicherung AUSTRIA - AT_OERE), protecting deposits up to €100,000 per depositor. It is a member of the Raiffeisen Banking Group Austria.

Raiffeisenbank Gramastetten Rodltal

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About Raiffeisenbank Gramastetten Rodltal in Austria

Raiffe­isenba­nk Gramas­tetten Rodltal