Question 1

What is Taylorsville Savings Bank?

Accepted Answer

Taylorsville Savings Bank is a community-focused savings bank serving Alexander County and surrounding areas in western North Carolina. With approximately $213 million in assets, the bank operates as a federal savings bank specializing in mortgage lending. TSB has positioned itself as "Your Community... Your Bank" since its founding over a century ago.

The bank maintains three full-service branch locations in Taylorsville, Hiddenite, and Bethlehem, North Carolina. Taylorsville Savings Bank emphasizes personal relationships with customers and deep community involvement across the Hickory-Lenoir-Morganton metropolitan area.

Question 2

When was Taylorsville Savings Bank founded?

Accepted Answer

Taylorsville Savings Bank was established in 1921 by Mr. Charlie Eckert. The original office was located at what is now the Taylorsville Times office location.

In 1959, the bank moved to its current location on Main Avenue Drive in Taylorsville. Over its more than 100-year history, TSB has remained committed to serving the financial needs of Alexander County residents and businesses.

Question 3

Where is Taylorsville Savings Bank headquartered?

Accepted Answer

The bank is headquartered at 107 Main Avenue Drive in Taylorsville, North Carolina. Taylorsville is located in Alexander County in the western part of the state.

Question 4

Where does Taylorsville Savings Bank operate?

Accepted Answer

Taylorsville Savings Bank operates three branches throughout Alexander County and neighboring communities in the Hickory-Lenoir-Morganton, NC metropolitan statistical area. The branch locations include the main office in downtown Taylorsville, a location in Hiddenite at 4708 NC Highway 90 East, and a branch in Bethlehem at 9645 Highway 127 North in Hickory.

All three offices provide full-service banking to customers in Alexander County and the surrounding western North Carolina region. The strategic placement of branches ensures convenient access throughout the bank's core market area.

Question 5

What services does Taylorsville Savings Bank offer?

Accepted Answer

Taylorsville Savings Bank offers a comprehensive range of deposit products including checking accounts, savings accounts, certificates of deposit, and individual retirement accounts. The bank provides personal loans, mortgage loans, home equity loans, and lines of credit to meet various consumer financing needs.

For business customers, TSB delivers business banking services tailored to the needs of small businesses and commercial clients in the region. The bank also offers investment and insurance products, though these are not FDIC insured and are separate from the bank's deposit products.

Digital banking capabilities include online banking services and a mobile banking app available for both Android and Apple devices. The bank provides ATM access and convenient banking hours, with most locations open Monday, Tuesday, Wednesday, and Friday from 9:00 AM to 5:00 PM, and Thursday from 9:00 AM to 6:00 PM.

Question 6

What makes Taylorsville Savings Bank unique?

Accepted Answer

Taylorsville Savings Bank stands out as the only hometown bank in Alexander County, giving it a unique position in the local market. Tim Keever, who served as bank president for 20 years and worked at the bank for 37 years, has emphasized the bank's community-minded approach and the personal relationships that employees develop with customers.

With approximately 29-30 employees, TSB maintains a personal touch that larger regional or national banks cannot match. The bank's board of directors consists entirely of local Alexander County residents who bring deep knowledge of the community to lending and operational decisions.

The bank's mortgage lending specialization aligns with its federal savings bank charter, allowing it to focus resources on helping families achieve homeownership. TSB's commitment to the community extends beyond banking services, with employees actively involved in local organizations and community events.

Question 7

What type of financial institution is Taylorsville Savings Bank?

Accepted Answer

Taylorsville Savings Bank, SSB is a Stock and Mutual Savings Bank operating under a state charter with FDIC supervision. The "SSB" designation stands for State Savings Bank.

As a savings bank with a mortgage lending specialization, TSB focuses particularly on residential real estate financing while also providing comprehensive community banking services. The bank operates under the regulatory oversight of the FDIC and maintains specialized expertise in long-term mortgage lending that differentiates it from traditional commercial banks.

Taylorsville Savings Bank

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About Taylorsville Savings Bank in the United States

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