Question 1

What is APG Federal Credit Union (APGFCU)?

Accepted Answer

APG Federal Credit Union (APGFCU) is a federal credit union headquartered in Aberdeen, Maryland, serving over 180,000 members with approximately $2.5 billion in assets. Originally founded to serve military personnel and civilian employees at Aberdeen Proving Ground, the credit union has expanded to offer membership to anyone who lives, works, worships, volunteers, or attends school in Harford County, Cecil County, Baltimore County, and Baltimore City. APGFCU has grown to become the fourth-largest credit union in Maryland and has been recognized by Forbes magazine as a Best-in-State Credit Union for six consecutive years.

Question 2

When was APG Federal Credit Union (APGFCU) founded?

Accepted Answer

APG Federal Credit Union was founded in 1938 at Aberdeen Proving Ground. The credit union was established by military personnel and civilian employees who sought a cooperative financial institution to serve the Aberdeen Proving Ground community. In the 1970s, APGFCU expanded its field of membership to include the Maryland National Guard, demonstrating its ongoing commitment to military service members. Throughout the decades, the credit union steadily grew from $7.0 million in assets in 1970 to $73.8 million by 1979, becoming one of Maryland's leading financial cooperatives.

Question 3

Where is APG Federal Credit Union (APGFCU) headquartered?

Accepted Answer

APG Federal Credit Union is headquartered in Aberdeen, Maryland, with its main address at P.O. Box 1176, Aberdeen, MD 21001.

Question 4

Where does APG Federal Credit Union (APGFCU) operate?

Accepted Answer

APGFCU operates throughout central Maryland with a robust branch network. The credit union maintains 14 branch locations across Harford County, Cecil County, Baltimore County, and Baltimore City. Branch locations include Aberdeen, Amyclae, APG (on Aberdeen Proving Ground), Bel Air, Cecil College, Chesapeake City, Edgewood, Elkton, Fallston, Forest Hill, Havre de Grace, Laurel Bush, North East, Rising Sun, and Riverside. Members outside these areas can access services through online banking, mobile banking, and the Shared Branching Network.

Question 5

What services does APG Federal Credit Union (APGFCU) offer?

Accepted Answer

APGFCU provides a comprehensive suite of financial products and services. Personal banking services include share savings accounts, money market accounts, interest-earning checking accounts (share draft accounts), and certificates of deposit. The credit union offers competitive loan products including mortgages, home equity lines of credit, adjustable rate mortgages, personal signature loans, and vehicle loans. APGFCU issues no-fee Visa credit cards with cash back rewards and special card programs. Digital banking services include 24/7 online banking, mobile banking apps, online bill pay, and e-Statements. Members have access to a network of ATMs and can utilize the ABBY telephone teller service for account access. The credit union also provides financial education programs and scholarship opportunities.

Question 6

What makes APG Federal Credit Union (APGFCU) unique?

Accepted Answer

APGFCU distinguishes itself through its deep military roots and strong community commitment. With over 85 years of service, the credit union maintains its foundational mission of serving military families while expanding access to the broader community. APGFCU demonstrates exceptional community involvement, supporting numerous community organizations and providing financial education classes to thousands of participants annually. The credit union awards scholarships to help members pursue higher education. APGFCU's consistent recognition by Forbes as a Best-in-State Credit Union reflects its dedication to member service and competitive product offerings. The institution has maintained strong financial performance with healthy growth rates across assets, loans, and membership, while maintaining a solid net worth ratio exceeding 9%.

Question 7

What type of financial institution is APG Federal Credit Union (APGFCU)?

Accepted Answer

APG Federal Credit Union is a federal credit union chartered under federal regulations and supervised by the National Credit Union Administration (NCUA). As a member-owned financial cooperative, APGFCU operates on a not-for-profit basis, with all earnings returned to members through competitive rates, lower fees, and enhanced services. Membership is free and open to anyone who lives, works, worships, volunteers, or attends school in the designated service area of Harford County, Cecil County, Baltimore County, and Baltimore City. Immediate family members and household members of existing APGFCU members are also eligible for membership. Each member has equal voting rights and ownership in the credit union.

Question 8

What is APG Federal Credit Union's relationship with Aberdeen Proving Ground?

Accepted Answer

APG Federal Credit Union maintains a special historical and ongoing relationship with Aberdeen Proving Ground, the U.S. Army installation that gave the credit union its name and original membership base. The credit union was founded on post in 1938 and operated within other buildings on Aberdeen Proving Ground until opening its first standalone location on base in 1975. Today, APGFCU continues to serve active duty military personnel, civilian employees, and their families stationed at or working at Aberdeen Proving Ground. The credit union maintains a branch on the installation at 6485 Operations Avenue, ensuring convenient access for the military community. This enduring connection reflects APGFCU's commitment to serving those who serve the nation.

APG Federal Credit Union (APGFCU)

in the United States 🇺🇸

Crypto-Friendliness

All done!

About APG Federal Credit Union (APGFCU) in the United States