Question 1

What is Table Rock Community Bank?

Accepted Answer

Table Rock Community Bank is a locally owned, community-focused commercial bank serving southern Missouri. With approximately $490 million in total assets, the bank operates seven branches across Stone, Taney, and Greene counties. As a state-chartered commercial bank regulated by the FDIC, Table Rock Community Bank specializes in both personal and business banking services, emphasizing local decision-making and community involvement.

The bank is a subsidiary of Alton Bancshares, Inc. and maintains a strong focus on supporting local businesses and contributing to the economic health of the communities it serves.

Question 2

When was Table Rock Community Bank founded?

Accepted Answer

Table Rock Community Bank was established on August 28, 2006. The bank was founded with the mission to provide community-oriented banking services to residents and businesses in the Table Rock Lake region of Missouri.

In December 2024, the bank completed a significant merger with First Community Bank of the Ozarks (founded in 1993), combining resources to create a stronger financial institution with enhanced capabilities. Following the merger, the combined entity operates under the Table Rock Community Bank name with headquarters in Branson, Missouri, while maintaining its commitment to local ownership and community-focused service.

Question 3

Where is Table Rock Community Bank headquartered?

Accepted Answer

Table Rock Community Bank is headquartered in Kimberling City, Missouri. Following the December 2024 merger with First Community Bank of the Ozarks, the bank's operational headquarters is now located in Branson, Missouri.

Question 4

Where does Table Rock Community Bank operate?

Accepted Answer

Table Rock Community Bank operates seven branches throughout southern Missouri, serving Stone, Taney, and Greene counties. The bank's branch network includes locations in:
• Kimberling City - 1 Wildwood Lane (original headquarters)
• Branson - 931 State Highway 248
• Branson West - 19014 Business 13
• Hollister - 125 Financial Drive
• Forsyth - 15261 U.S. Highway 160
• Crane - 17 Greencove Lane
• Springfield - 3550 S National Avenue (opened May 2024)

All seven branches offer drive-thru services and 24-hour ATM access, with extended Saturday hours at most locations to serve customers throughout the region.

Question 5

What services does Table Rock Community Bank offer?

Accepted Answer

Table Rock Community Bank provides a comprehensive range of personal and business banking services designed to meet the financial needs of individuals and businesses in southern Missouri.

Personal Banking: The bank offers checking accounts, savings accounts, certificates of deposit (CDs), personal loans, and mortgage services. Customers have access to convenient digital banking features including internet banking, mobile banking apps for iOS and Android devices, remote deposit anywhere (mobile check deposit), online bill pay, and easy check reordering.

Business Banking: Commercial services include business checking and savings accounts, business loans, cash management solutions, ACH and payroll services, wire transfers (both domestic and foreign), and business bill payment services. The bank integrates with QuickBooks for seamless accounting management.

Digital Services: Table Rock Community Bank's mobile app (TRCBankmobile) enables customers to manage their finances 24/7 with features such as account management, fund transfers, mobile check deposit, bill payment, debit card controls, balance alerts, and secure authentication using biometric or 4-digit passcodes.

Question 6

What makes Table Rock Community Bank unique?

Accepted Answer

Table Rock Community Bank distinguishes itself through its steadfast commitment to local ownership and community engagement. Unlike larger regional or national banks, all lending and banking decisions are made locally by people who live and work in the communities they serve.

The bank emphasizes a "Rock-Solid foundation" philosophy, focusing on building long-term relationships with customers rather than pursuing short-term profits. Employees actively volunteer throughout the region, participating in community initiatives such as the "Banking on Literacy" book drive supporting local schools during National Literacy Month.

With a strong return on equity of 15.1% and return on assets of 1.09%, the bank demonstrates financial stability while maintaining its community-first approach. The 2024 merger with First Community Bank of the Ozarks expanded the bank's capabilities and resources while preserving its locally owned structure under parent company Alton Bancshares, Inc.

Table Rock Community Bank's tagline—"Building your financial future on a Rock-Solid foundation"—reflects its dedication to providing reliable, personalized banking services that contribute to the economic prosperity of southern Missouri communities.

Question 7

What type of financial institution is Table Rock Community Bank?

Accepted Answer

Table Rock Community Bank is a Commercial Bank with a state charter, operating as a non-member of the Federal Reserve System and supervised by the Federal Deposit Insurance Corporation (FDIC).

As a commercial bank, the institution provides a full spectrum of banking services to both retail customers and businesses, including deposit accounts, lending products, and cash management services. The bank operates as a Subchapter S Corporation and is classified as a community bank, which emphasizes its focus on serving local markets with personalized service and local decision-making authority.

Unlike national banks chartered by the Office of the Comptroller of the Currency (OCC), Table Rock Community Bank holds a Missouri state charter, allowing it to operate under state banking regulations while maintaining FDIC insurance protection for depositors. This structure enables the bank to remain responsive to local community needs while meeting federal safety and soundness standards.

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About Table Rock Community Bank in the United States