Question 1

What is COOPEMUN Ltda.?

Accepted Answer

COOPEMUN Ltda. (Cooperativa Multiactiva de Ahorro, Crédito, Consumo, Producción, Servicios, Trabajo y Vivienda del Personal Municipal) is a multiactivity cooperative in Paraguay that serves municipal employees and public servants. As a cooperative financial institution, it operates under the cooperative model of member ownership and democratic governance, providing a range of financial and social services to its member-owners.

The institution is regulated by INCOOP (Instituto Nacional de Cooperativismo), Paraguay's national cooperative authority, which oversees all cooperative entities in the country.

Question 2

When was COOPEMUN Ltda. founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is COOPEMUN Ltda. headquartered?

Accepted Answer

The specific headquarters location is not publicly available. As a cooperative serving municipal employees, it likely operates in or near major municipal centers in Paraguay where its member base is located.

Question 4

Where does COOPEMUN Ltda. operate?

Accepted Answer

COOPEMUN Ltda. operates in Paraguay, serving municipal employees and public servants throughout the country. The cooperative's operational scope is tied to municipalities and public sector institutions where its members are employed.

Question 5

What services does COOPEMUN Ltda. offer?

Accepted Answer

As a multiactivity cooperative (Cooperativa Multiactiva), COOPEMUN Ltda. offers a comprehensive range of services to its members, including:

Financial Services: Savings accounts (ahorro), credit facilities (crédito), and consumption services designed specifically for municipal and public sector employees.

Production and Work Services: Support for productive activities and work-related services for members.

Housing Services: Programs and services related to housing (vivienda) for members, which may include housing loans or cooperative housing initiatives.

Solidarity Services: As is typical with Paraguayan cooperatives, likely provides member benefits such as subsidies for significant life events, educational support, and social assistance programs.

The cooperative follows the principles of mutual aid and self-help that characterize the cooperative movement in Paraguay.

Question 6

What makes COOPEMUN Ltda. unique?

Accepted Answer

COOPEMUN Ltda. is specifically designed to serve the financial and social needs of municipal employees and public servants in Paraguay. This specialized focus allows the cooperative to tailor its products and services to the unique circumstances of public sector workers.

As a multiactivity cooperative, it offers a broader range of services beyond traditional savings and credit, including production, work, and housing services. This comprehensive approach reflects the Paraguayan cooperative tradition of addressing multiple aspects of members' economic and social well-being.

The cooperative operates under the democratic governance model where each member has one vote, regardless of their capital contribution, ensuring member control and participation in decision-making.

Question 7

What type of financial institution is COOPEMUN Ltda.?

Accepted Answer

COOPEMUN Ltda. is a Cooperativa Multiactiva (Multiactivity Cooperative), which is a specific category of cooperative in Paraguay that can engage in multiple types of cooperative activities.

More specifically, it functions as a savings and credit cooperative (cooperativa de ahorro y crédito) with expanded activities in production, consumption, services, work, and housing. These cooperatives are classified and regulated by INCOOP according to Paraguay's cooperative law (Ley N° 438/94 "De Cooperativas") and supervised under the regulatory framework for cooperative financial institutions.

In the Paraguayan cooperative system, cooperatives are classified as Type A, B, or C based on their size and scope of operations, with Type A being the largest. COOPEMUN Ltda.'s specific classification determines its operational parameters, capital requirements, and regulatory obligations under INCOOP supervision.

COOPEMUN Ltda.

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About COOPEMUN Ltda. in Paraguay