Question 1

What is IPUA'KAVA Ltda.?

Accepted Answer

IPUA'KAVA Ltda. is a multi-purpose cooperative (cooperativa multiactiva) operating in Paraguay. The full legal name is "IPUA'KAVA Ltda. C.M.AC.P.Comerc.S." indicating it is a multipurpose cooperative engaged in savings and credit, agricultural production, commerce, and services.

As a cooperative financial institution, IPUA'KAVA operates under Paraguay's cooperative framework, providing financial and non-financial services to its members. The cooperative is registered with and supervised by INCOOP (Instituto Nacional de Cooperativismo), Paraguay's national institute responsible for cooperative regulation and oversight.

Question 2

When was IPUA'KAVA Ltda. founded?

Accepted Answer

[Information not publicly available]. The specific founding date of IPUA'KAVA Ltda. has not been disclosed in publicly available sources.

The cooperative operates within Paraguay's well-established cooperative sector, which has grown significantly since the passage of Law No. 438/94 (the Cooperatives Law) in 1994. This legal framework established the modern regulatory structure for cooperatives in Paraguay.

Question 3

Where is IPUA'KAVA Ltda. headquartered?

Accepted Answer

[Information not publicly available]. The specific headquarters location for IPUA'KAVA Ltda. is not disclosed in publicly available sources.

As a registered cooperative with INCOOP, IPUA'KAVA maintains operations somewhere within Paraguay. The cooperative is included in INCOOP's official registry of cooperatives, which the institute maintains as part of its regulatory oversight function.

Question 4

Where does IPUA'KAVA Ltda. operate?

Accepted Answer

IPUA'KAVA Ltda. operates within Paraguay, serving its cooperative members in the communities where it maintains a presence. As a multipurpose cooperative, it likely serves a specific geographic region or community within Paraguay.

Paraguay's cooperative sector is extensive, with cooperatives operating throughout the country in both urban and rural areas. Cooperatives in Paraguay often serve specific communities or regions, providing financial services and supporting local economic development in areas where traditional banking may be limited.

Question 5

What services does IPUA'KAVA Ltda. offer?

Accepted Answer

As a multipurpose cooperative (C.M.AC.P.Comerc.S.), IPUA'KAVA Ltda. offers multiple categories of services to its members:

Savings and Credit Services (Ahorro y Crédito): The cooperative provides savings accounts and lending services to members, functioning as a financial cooperative. Members can deposit savings and access credit for personal, agricultural, or business purposes.

Agricultural Production (Producción Agropecuaria): Services related to agricultural and livestock production, which may include financing for agricultural activities, input supply, or marketing support.

Commerce (Comercio): Commercial services that may include collective purchasing, sales of goods, or support for members' commercial activities.

Other Services (Servicios): Additional complementary services to support member needs and promote cooperative principles.

Cooperatives in Paraguay are governed by the principle of providing services to members rather than maximizing profits. Surplus revenues are typically distributed among members or reinvested in the cooperative according to member participation.

Question 6

What makes IPUA'KAVA Ltda. unique?

Accepted Answer

IPUA'KAVA Ltda. operates within Paraguay's unique cooperative model, which emphasizes member ownership, democratic governance, and mutual assistance. The cooperative structure allows members to pool resources and access services that might otherwise be unavailable to them individually.

The cooperative's multipurpose nature distinguishes it from specialized cooperatives, as it integrates savings and credit functions with production, commerce, and services. This comprehensive approach allows members to access multiple types of support through a single cooperative institution.

Paraguay has a strong cooperative tradition, with cooperatives playing a significant role in the national economy. Cooperatives like IPUA'KAVA contribute to financial inclusion, rural development, and economic empowerment, particularly for underserved populations.

Question 7

What type of financial institution is IPUA'KAVA Ltda.?

Accepted Answer

IPUA'KAVA Ltda. is a Multipurpose Cooperative (Cooperativa Multiactiva) registered with INCOOP in Paraguay. Under Paraguayan law, cooperatives are defined by Law No. 438/94 and subsequent amendments including Law No. 5.501/15.

Cooperatives in Paraguay are distinct from banks and other commercial financial institutions. They are member-owned organizations that operate according to cooperative principles including open membership, democratic control (one member, one vote), and distribution of surplus based on member participation rather than capital investment.

Paraguayan cooperatives are classified into different types based on their activities. IPUA'KAVA's designation as "C.M.AC.P.Comerc.S." indicates it is a multipurpose cooperative combining savings and credit (Ahorro y Crédito), agricultural production (Producción Agropecuaria), commerce (Comercio), and services (Servicios).

INCOOP supervises cooperatives through a regulatory framework that differs from banking supervision. Cooperatives report to INCOOP and must comply with cooperative-specific regulations regarding governance, capital, operations, and member services. Unlike banks, cooperatives in Paraguay do not fall under the Central Bank's direct supervision.

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About IPUA'KAVA Ltda. in Paraguay