Question 1

What is COOPEDE Ltda.?

Accepted Answer

COOPEDE Ltda. (Cooperativa Multiactiva de Ahorro y Crédito de Consumo de Educadores del Este) is a multiactivity savings and credit cooperative serving educators in the eastern region of Paraguay. The cooperative provides financial services specifically tailored to teachers and educational professionals, promoting economic development and financial inclusion within the education sector. COOPEDE operates under the supervision of the Instituto Nacional de Cooperativismo (INCOOP), Paraguay's national cooperative regulatory authority.

The institution serves as an important financial resource for educators in eastern Paraguay, offering alternatives to traditional banking with member-focused services.

Question 2

When was COOPEDE Ltda. founded?

Accepted Answer

[Information not publicly available]. The cooperative is registered with INCOOP and appears in the 2024 resolution of active cooperatives in Paraguay, indicating it has been serving educators in the eastern region under the country's cooperative legal framework.

Question 3

Where is COOPEDE Ltda. headquartered?

Accepted Answer

The specific headquarters location for COOPEDE Ltda. is not publicly available. As a cooperative serving educators in the eastern region of Paraguay, it likely maintains offices in one of the major cities or towns in the eastern departments of the country where educational institutions are concentrated.

Question 4

Where does COOPEDE Ltda. operate?

Accepted Answer

COOPEDE Ltda. operates in the eastern region of Paraguay, serving educators and educational professionals across multiple departments in this area. The eastern region of Paraguay includes several important departments with significant educational infrastructure, and the cooperative provides accessible financial services to teachers and school staff throughout this territory.

Question 5

What services does COOPEDE Ltda. offer?

Accepted Answer

COOPEDE provides comprehensive financial services designed specifically for educators, including:

Savings Products: Savings accounts and deposit products that help educators build financial security while supporting the cooperative's lending capacity to fellow members.

Credit Services: Loans and credit facilities with favorable terms designed to meet the specific needs of education professionals, including financing for personal needs, education expenses, home improvements, and professional development.

Consumption Services: Financial products that support members' household consumption needs and help manage expenses throughout the school year and vacation periods.

Member Benefits: Social programs and mutual aid services that reflect the cooperative principle of solidarity among educators, potentially including emergency assistance and educational support programs.

Question 6

What makes COOPEDE Ltda. unique?

Accepted Answer

COOPEDE distinguishes itself through its exclusive focus on serving educators in Paraguay's eastern region. This specialization allows the cooperative to deeply understand the financial patterns and needs of teachers, who often face unique challenges such as seasonal income variations, professional development expenses, and the need for flexible financing that aligns with the academic calendar.

The cooperative's regional focus on the eastern area creates a strong community identity and allows for localized services that respond to the specific economic conditions and educational sector dynamics of this region. By serving only educators, COOPEDE creates a community of shared professional interests and mutual understanding.

Question 7

What type of financial institution is COOPEDE Ltda.?

Accepted Answer

COOPEDE Ltda. is classified as a Cooperativa Multiactiva de Ahorro y Crédito de Consumo (Multiactivity Savings, Credit, and Consumption Cooperative) under Paraguayan law. This classification indicates it provides multiple types of services including savings mobilization, credit provision, and consumption-related financial products.

The cooperative is regulated by INCOOP and operates under Paraguay's cooperative legal framework (Law 438/94 and Law 2157/03). As a member-owned financial institution, COOPEDE operates democratically with each educator-member having equal voting rights regardless of the amount of capital contributed. The institution's focus on a specific professional sector (educators) in a defined geographic region (eastern Paraguay) positions it as a specialized cooperative serving a targeted membership base within the broader Paraguayan cooperative movement.

COOPEDE Ltda.

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About COOPEDE Ltda. in Paraguay