Question 1

What is OK Federal Credit Union?

Accepted Answer

OK Federal Credit Union is a community-based federal credit union headquartered in Bartlesville, Oklahoma. With over 3,500 members and approximately $25 million in assets, this credit union serves residents, workers, and worshipers in three northeastern Oklahoma counties. OK Federal Credit Union has evolved from its origins serving specific employee groups to becoming a full-service financial institution offering comprehensive banking solutions to its local community.

Question 2

When was OK Federal Credit Union founded?

Accepted Answer

OK Federal Credit Union was officially chartered in 1993 as a merger between two existing credit unions: Bartlesville District Bell Credit Union (originally chartered in 1955) and W.C.G.E. Federal Credit Union.

Before the merger, membership was restricted to specific employee groups including Southwestern Bell employees, Washington County employees, City of Bartlesville employees, Bartlesville School employees, and federal employees. The 1993 merger unified these groups and set the foundation for future membership expansion to better serve the broader northeastern Oklahoma community.

Question 3

Where is OK Federal Credit Union headquartered?

Accepted Answer

OK Federal Credit Union is headquartered at 3900 SE Adams Road in Bartlesville, Oklahoma. The credit union operates a single full-service branch location that includes lobby services, drive-through banking, and ATM access. The lobby is open Monday through Friday from 8:00 AM to 5:00 PM, while the drive-through offers extended hours from 7:30 AM to 5:30 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays.

Question 4

Where does OK Federal Credit Union operate?

Accepted Answer

OK Federal Credit Union operates exclusively in northeastern Oklahoma, serving three counties: Washington County, Nowata County, and Osage County.

Membership is open to anyone who lives, works, or worships in these three counties. This community charter allows the credit union to focus on serving local residents and supporting the economic development of this specific region of Oklahoma.

Question 5

What services does OK Federal Credit Union offer?

Accepted Answer

OK Federal Credit Union provides a comprehensive range of financial services designed to meet the everyday needs of its members:

Deposit Accounts:
• Share Savings accounts with quarterly dividends and a $25 minimum deposit
• Regular Share Draft (Checking) accounts with monthly dividends when balances exceed $400
• Free Share Draft (Checking) accounts with no minimum balance and no monthly fees
• IRA accounts with a $500 minimum deposit
• Share Certificates with competitive rates and a $500 minimum deposit

Lending Services:
• Auto loans
• Motorcycle loans
• Boat and RV loans
• Personal loans
• Signature loans
• Vacation loans

Digital Banking:
• Online banking with 24/7 account access
• Account balance checking and transaction history
• Fund transfers between accounts
• Online loan payments
• OK Billpay service for convenient bill payment
• Debit card services

Additional Services:
• 24-hour toll-free teller line at 1-877-521-1182
• ATM access through the credit union's network
• Drive-through banking with extended hours

Question 6

What makes OK Federal Credit Union unique?

Accepted Answer

OK Federal Credit Union stands out for its deep roots in the Bartlesville community and its commitment to serving a focused geographic area in northeastern Oklahoma. The credit union's history traces back to 1955, giving it nearly 70 years of combined experience serving local residents.

The credit union's evolution from serving select employee groups to opening membership to anyone who lives, works, or worships in Washington, Nowata, or Osage counties demonstrates its commitment to expanding financial access while maintaining its community focus. With only one branch location, OK Federal Credit Union emphasizes personalized service and strong relationships with its members.

The institution offers both traditional and digital banking options, allowing members to choose how they interact with their credit union. The availability of both a regular checking account with dividend potential and a completely free checking option gives members flexibility based on their banking habits and balance preferences.

Question 7

What type of financial institution is OK Federal Credit Union?

Accepted Answer

OK Federal Credit Union is a federal credit union chartered under federal law and regulated by the National Credit Union Administration (NCUA). As a federally chartered credit union, deposits are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which is backed by the full faith and credit of the United States government.

As a member-owned financial cooperative, OK Federal Credit Union operates on a not-for-profit basis. This cooperative structure means that members are also owners of the institution, and profits are returned to members through competitive rates on loans and deposits, lower fees, and enhanced services. Each member has an equal vote in credit union governance, regardless of their account balance, embodying the credit union philosophy of "people helping people."

OK Federal Credit Union

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About OK Federal Credit Union in the United States