Question 1

What is Pablo L. Avila Ltda.?

Accepted Answer

Pablo L. Avila Ltda. is a multiactive savings and credit cooperative (Cooperativa Multiactiva de Ahorro y Crédito y Servicios - C.M.A.C.S.) operating in Paraguay. The cooperative provides financial services to its members through the cooperative model, emphasizing mutual assistance and democratic participation.

As a member of Paraguay's cooperative sector, Pablo L. Avila Ltda. operates under the supervision of INCOOP (Instituto Nacional de Cooperativismo), which regulates and oversees all cooperatives in the country. The institution serves as a community-based financial resource for its members.

Question 2

When was Pablo L. Avila Ltda. founded?

Accepted Answer

[Information not publicly available]

The cooperative is named after Pablo L. Avila, suggesting it may have been founded to serve a specific community, professional group, or region associated with this individual. The cooperative appears in INCOOP regulatory records from 2024, confirming its active status.

Paraguay has a strong tradition of naming cooperatives after founders, local leaders, or significant figures in the community, reflecting the cooperative's connection to its membership base.

Question 3

Where is Pablo L. Avila Ltda. headquartered?

Accepted Answer

[Information not publicly available]

The cooperative operates in Paraguay under INCOOP supervision, but specific location details are not disclosed in publicly available sources.

Question 4

Where does Pablo L. Avila Ltda. operate?

Accepted Answer

Pablo L. Avila Ltda. operates in Paraguay, serving members within its defined operational territory. Paraguayan cooperatives typically serve specific geographic areas, communities, or professional sectors, with membership requirements based on common bonds among participants.

The cooperative's operational scope is determined by its charter and approved by INCOOP. Paraguay's cooperative network extends throughout the country, with over 650 active cooperatives serving various communities and sectors.

Question 5

What services does Pablo L. Avila Ltda. offer?

Accepted Answer

As a multiactive savings and credit cooperative (C.M.A.C.S.), Pablo L. Avila Ltda. provides:

Savings Services: Members can open savings accounts to securely deposit funds and earn returns. Savings products help members build financial reserves and establish eligibility for credit services.

Credit Services: The cooperative offers loans to members for personal, business, agricultural, or consumption purposes. Credit terms are designed to be accessible and responsive to member needs.

Additional Services: As a multiactive cooperative, Pablo L. Avila Ltda. may provide supplementary services common in Paraguay's cooperative sector, such as consumption goods, production support, insurance products, or other member benefits.

Information about digital services is not publicly available.

Question 6

What makes Pablo L. Avila Ltda. unique?

Accepted Answer

Pablo L. Avila Ltda. operates within Paraguay's distinctive cooperative ecosystem, which plays a vital role in the country's financial inclusion. Approximately 65% of Paraguay's cooperatives are in the savings and credit sector, demonstrating the importance of these institutions in providing accessible financial services.

The cooperative model emphasizes democratic governance, with members participating in decision-making through general assemblies. Each member has equal voting rights, ensuring that the institution remains responsive to community needs.

Paraguayan cooperatives are integrated into a three-tier structure, with base cooperatives like Pablo L. Avila Ltda. forming the foundation, supported by federations and confederations that provide training, advocacy, and support services.

Question 7

What type of financial institution is Pablo L. Avila Ltda.?

Accepted Answer

Pablo L. Avila Ltda. is a cooperativa multiactiva de ahorro y crédito y servicios (C.M.A.C.S.), a multiactive savings and credit and services cooperative. This is an established category of financial cooperative in Paraguay.

Cooperatives in Paraguay are member-owned institutions governed by cooperative principles including voluntary membership, democratic control, member economic participation, autonomy, education, cooperation among cooperatives, and community concern. They differ from banks in their ownership structure and social mission.

The cooperative sector in Paraguay is regulated by INCOOP, which classifies cooperatives into Types A, B, and C based on asset size. INCOOP establishes transparency requirements, financial reporting standards, and operational regulations to ensure the stability and integrity of the cooperative system.

Pablo L. Avila Ltda.

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About Pablo L. Avila Ltda. in Paraguay