Q: What type of financial institution is Raiffeisenkasse Rum-Innsbruck/Arzl?

Raiffeisenkasse Rum-Innsbruck/Arzl is a Raiffeisenkasse (local cooperative bank) organized as an eingetragene Genossenschaft (registered cooperative, eGen). In Austria's Raiffeisen structure, it operates as a first-tier local community bank. It functions as a cooperative credit institution owned by its members, specializing in serving suburban and urban residential communities near a major Alpine city.

Question 1

What is Raiffeisenkasse Rum-Innsbruck/Arzl?

Accepted Answer

Raiffeisenkasse Rum-Innsbruck/Arzl is a local cooperative bank serving communities on the eastern edge of Innsbruck, the Tyrolean capital. Based in Rum, it provides banking services to the municipality of Rum and the Arzl district of Innsbruck, bridging suburban and urban customer needs.

The bank is a member of the Raiffeisen Banking Group Austria.

Question 2

When was Raiffeisenkasse Rum-Innsbruck/Arzl founded?

Accepted Answer

The bank was founded in 1893, making it one of the early Raiffeisen cooperative banks established in Tyrol. For over 130 years, it has served its local communities, maintaining its cooperative structure throughout more than a century of Austrian history.

The bank was officially authorized under current European regulations on December 3, 2014.

Question 3

Where is Raiffeisenkasse Rum-Innsbruck/Arzl headquartered?

Accepted Answer

The bank is headquartered in Rum, a municipality located immediately east of Innsbruck in Tyrol. The main branch is situated at Dörferstraße 10a, serving as the central banking facility for the service area.

Question 4

Where does Raiffeisenkasse Rum-Innsbruck/Arzl operate?

Accepted Answer

The bank operates in the municipality of Rum and the Arzl district of Innsbruck. Rum is a suburban community with approximately 9,000 residents, while Arzl is a western district of the Tyrolean capital.

This service area combines residential suburban communities with urban neighborhoods, creating a diverse customer base of families, professionals, and local businesses in the greater Innsbruck metropolitan area.

Question 5

What services does Raiffeisenkasse Rum-Innsbruck/Arzl offer?

Accepted Answer

The bank provides comprehensive retail and business banking services including current accounts, savings accounts, debit and credit cards, consumer loans, car loans, mortgages, and business financing. Products extend to time deposits, investment accounts, and trading services.

Digital banking services include online banking platforms and mobile applications with features for transfers, account management, and contactless payments. The bank operates ATM services with full accessibility features, provides safe deposit boxes, and offers personalized financial advisory services for both individuals and small to medium-sized enterprises.

Question 6

What makes Raiffeisenkasse Rum-Innsbruck/Arzl unique?

Accepted Answer

With over 130 years of history since its 1893 founding, Raiffeisenkasse Rum-Innsbruck/Arzl is one of the oldest cooperative banks in the Innsbruck region. Its strategic location serving both suburban Rum and urban Innsbruck's Arzl district gives it unique insight into the needs of commuters, families, and city residents.

The bank's cooperative ownership structure ensures that local members guide its operations, maintaining community focus even as it serves a more urbanized population than many rural Raiffeisen banks. In 2023, it managed approximately €122 million in assets.

Question 7

What type of financial institution is Raiffeisenkasse Rum-Innsbruck/Arzl?

Accepted Answer

Raiffeisenkasse Rum-Innsbruck/Arzl is a local cooperative bank serving communities on the eastern edge of Innsbruck, the Tyrolean capital. Based in Rum, it provides banking services to the municipality of Rum and the Arzl district of Innsbruck, bridging suburban and urban customer needs.

The bank is a member of the Raiffeisen Banking Group Austria.

It functions as a cooperative credit institution owned by its members, specializing in serving suburban and urban residential communities near a major Alpine city.

Raiffeisenkasse Rum-Innsbruck/Arzl

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About Raiffeisenkasse Rum-Innsbruck/Arzl in Austria

Raiffe­isenka­sse Rum-In­nsbruc­k/Arzl