Question 1

What is Cooperativa Santa Rita Ltda. (Coopsar)?

Accepted Answer

Cooperativa Santa Rita Ltda. (Coopsar) is a multiactiva cooperative in Paraguay that operates under the supervision of the Instituto Nacional de Cooperativismo (INCOOP). The full legal name is SANTA RITA Ltda. C.M.A.C.P.S.T.Con. Coopsar, indicating its multiactiva structure encompassing various economic activities. As a Paraguayan cooperative, it serves members through multiple service lines including savings and credit, production, consumption, and services.

Cooperativas multiactivas in Paraguay are member-owned financial and economic organizations that provide integrated services to their associates, combining financial services with productive and commercial activities.

Question 2

When was Cooperativa Santa Rita Ltda. (Coopsar) founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Cooperativa Santa Rita Ltda. (Coopsar) headquartered?

Accepted Answer

The cooperative is headquartered in Paraguay. Specific location details within Paraguay are not publicly available. The institution is registered with and supervised by INCOOP, the national cooperative regulatory authority.

Question 4

Where does Cooperativa Santa Rita Ltda. (Coopsar) operate?

Accepted Answer

Cooperativa Santa Rita Ltda. (Coopsar) operates within Paraguay. As a local cooperative, it primarily serves members and communities within its designated operational area in the country. Specific regional coverage details are not publicly available.

Question 5

What services does Cooperativa Santa Rita Ltda. (Coopsar) offer?

Accepted Answer

As a multiactiva cooperative (Cooperativa Multiactiva de Ahorro, Crédito, Producción, Servicios, Trabajo y Consumo), Coopsar offers an integrated range of services to its members:

Financial Services: Savings accounts, credit facilities, and financial products designed for cooperative members.

Production Services: Support for agricultural and productive activities, reflecting Paraguay's strong cooperative tradition in the agricultural sector.

Consumption Services: Provision of goods and services to members for personal and family use.

Work-Related Services: Employment and work-related support services for members.

The cooperative does not maintain a public website, which is common among smaller local cooperatives in Paraguay that primarily serve their immediate membership base.

Question 6

What makes Cooperativa Santa Rita Ltda. (Coopsar) unique?

Accepted Answer

Cooperativa Santa Rita Ltda. stands out as a multiactiva cooperative that integrates financial services with productive and consumption activities under one member-owned organization. This holistic approach allows members to access multiple services through a single cooperative relationship.

As part of Paraguay's robust cooperative sector, which includes over 800 cooperatives serving 1.8 million members (approximately 51% of the economically active population), Coopsar contributes to the country's tradition of cooperative development and financial inclusion.

The cooperative operates without a public website, focusing on direct member service and community-based operations, which is characteristic of smaller regional cooperatives in Paraguay.

Question 7

What type of financial institution is Cooperativa Santa Rita Ltda. (Coopsar)?

Accepted Answer

Cooperativa Santa Rita Ltda. (Coopsar) is a Cooperativa Multiactiva (Multiactiva Cooperative), which is a recognized institutional type in Paraguay. Multiactivas are cooperatives that combine multiple economic activities—in this case, savings and credit (ahorro y crédito), production (producción), consumption (consumo), work (trabajo), and services (servicios).

In Paraguay's cooperative classification system, cooperatives are regulated by Law 438/94 which governs the constitution, organization, and functioning of cooperatives. INCOOP classifies cooperatives by type and activity level, with multiactivas representing institutions that serve members across various economic needs rather than specializing in a single area.

Unlike traditional banks, cooperativas are member-owned democratic organizations where members are both owners and users of services. They are not covered by Paraguay's bank deposit insurance system but are supervised by INCOOP rather than the Central Bank of Paraguay.

Question 8

How is Cooperativa Santa Rita Ltda. (Coopsar) regulated?

Accepted Answer

Cooperativa Santa Rita Ltda. (Coopsar) is regulated by INCOOP (Instituto Nacional de Cooperativismo), Paraguay's national cooperative regulatory authority. According to INCOOP Resolution 30150/2024, which approves the typification and sectorization of cooperatives, Coopsar is officially registered and classified within Paraguay's cooperative system.

INCOOP oversees cooperative compliance with Law 438/94, which establishes the legal framework for cooperative organization, operations, and supervision in Paraguay. Unlike banks, which are supervised by the Central Bank of Paraguay, cooperatives operate under INCOOP's specialized regulatory framework designed for member-owned democratic institutions.

Cooperatives in Paraguay are classified by INCOOP into transparency categories (A, B, or C) based on their compliance with reporting requirements and regulatory standards, though Coopsar's specific classification is not publicly disclosed.

Question 9

What is Paraguay's cooperative sector?

Accepted Answer

Paraguay has one of the most developed cooperative sectors in Latin America, with over 800 cooperatives serving approximately 1.8 million members, representing 51% of the country's economically active population. Cooperatives play a vital role in financial services and agricultural production.

The sector is supported by organizations like DGRV (German Cooperative and Raiffeisen Confederation), which provides technical assistance to strengthen cooperatives' sustainability, competitiveness, and stability. The sector emphasizes financial inclusion for micro-enterprises in rural and marginalized areas, with special focus on family producers, women, and young people.

Paraguay's cooperative movement is particularly strong in the agricultural sector, with many multiactiva cooperatives combining financial services with agricultural production, processing, and marketing activities to serve rural communities comprehensively.

Cooperativa Santa Rita Ltda. (Coopsar)

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About Cooperativa Santa Rita Ltda. (Coopsar) in Paraguay