Question 1

What is Apate Coop. C.M.A.C.P.S.?

Accepted Answer

Apate Coop. C.M.A.C.P.S. (Cooperativa Multiactiva de Ahorro y Crédito, Producción y Servicios Limitada) is a multiactive savings and credit cooperative operating in Paraguay. As a Type C cooperative registered with the Instituto Nacional de Cooperativismo (INCOOP), Apate Coop provides financial services including savings accounts, credit facilities, production support, and various member services to its associates.

The cooperative is part of Paraguay's robust cooperative sector, which represents 11.7% of the country's financial-banking sector and serves approximately 1.8 million members across more than 800 cooperatives nationwide.

Question 2

When was Apate Coop. C.M.A.C.P.S. founded?

Accepted Answer

[Information not publicly available]

While the exact founding date is not publicly documented, Apate Coop is registered as entity number 566 with INCOOP and is classified as an authorized ("Habilitado") cooperative, indicating it has met regulatory requirements to operate as a financial cooperative in Paraguay.

Question 3

Where is Apate Coop. C.M.A.C.P.S. headquartered?

Accepted Answer

[Information not publicly available]

Specific headquarters information for Apate Coop is not publicly documented. As a Paraguayan cooperative, it operates within the country's cooperative regulatory framework established by INCOOP.

Question 4

Where does Apate Coop. C.M.A.C.P.S. operate?

Accepted Answer

Apate Coop operates within Paraguay, serving its members under the supervision of the Instituto Nacional de Cooperativismo (INCOOP). The cooperative functions within Paraguay's national cooperative network, which includes federations such as FECOAC (Federación de Cooperativas de Ahorro y Crédito) and the national confederation CONPACOOP.

Paraguay's cooperative sector is particularly strong in the eastern region and various departments across the country, though specific geographic coverage for Apate Coop is not publicly available.

Question 5

What services does Apate Coop. C.M.A.C.P.S. offer?

Accepted Answer

As a multiactive cooperative (Cooperativa Multiactiva - C.M.A.C.P.S.), Apate Coop offers a comprehensive range of services to its members:

Financial Services: Savings accounts (ahorros), credit facilities (créditos), and loan products for members.

Production Services: Support for productive activities and agricultural or business development initiatives for cooperative members.

General Services: Various member services typical of Paraguayan multiactive cooperatives, which may include educational programs, social assistance, and community development support.

The cooperative operates under INCOOP regulations, which require adherence to cooperative principles and financial standards for Type C institutions with assets under 5 billion guaraníes.

Question 6

What makes Apate Coop. C.M.A.C.P.S. unique?

Accepted Answer

Apate Coop distinguishes itself through its multiactive structure, which allows it to serve members' diverse needs beyond traditional banking services. Unlike specialized savings and credit cooperatives (Type A), Apate Coop can integrate financial services with production support and social services.

As part of Paraguay's cooperative movement, which is recognized as one of Latin America's strongest, Apate Coop operates within a solidarity-based economic model that prioritizes member welfare and community development. The cooperative sector in Paraguay is notable for producing 72% of the country's milk exports and 24% of meat exports, demonstrating the economic impact of cooperative institutions.

Question 7

What type of financial institution is Apate Coop. C.M.A.C.P.S.?

Accepted Answer

Apate Coop is classified as a Type C Multiactive Cooperative (Cooperativa Multiactiva Tipo C) in Paraguay's cooperative classification system. This designation indicates:

Size Classification: Type C cooperatives are institutions with assets under 5 billion guaraníes, representing smaller-scale cooperative organizations.

Functional Classification: As a multiactive cooperative specializing in savings and credit, production, and services (C.M.A.C.P.S.), it combines financial operations with broader member services.

Regulatory Framework: The cooperative operates under INCOOP supervision, adhering to Resolution 17895/18 which establishes typification criteria, and is subject to Paraguay's cooperative law framework.

Type C cooperatives represent 71% of all first-tier cooperatives in Paraguay, making Apate Coop part of the most common cooperative category in the country's cooperative ecosystem.

Apate Coop. C.M.A.C.P.S.

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About Apate Coop. C.M.A.C.P.S. in Paraguay

Apate Coop. C.M.A.­C.P.S.