Question 1

What is Shimada Kakegawa Shinkin Bank?

Accepted Answer

Shimada Kakegawa Shinkin Bank is a regional cooperative financial institution serving small and medium-sized enterprises and local residents in the Shizuoka Prefecture area of Japan. The bank operates under cooperative principles, focusing on community economic development and providing accessible financial services throughout the Shimada and Kakegawa regions.

Question 2

When was Shimada Kakegawa Shinkin Bank founded?

Accepted Answer

Shimada Kakegawa Shinkin Bank was founded in 1951, following the establishment of the Shinkin bank system in Japan. The bank was created to serve the financial needs of the Shimada and Kakegawa areas of Shizuoka Prefecture, operating as a cooperative credit institution dedicated to supporting local economic prosperity.

Question 3

Where is Shimada Kakegawa Shinkin Bank headquartered?

Accepted Answer

Shimada Kakegawa Shinkin Bank is headquartered in Kakegawa, Shizuoka Prefecture, Japan. The main office is located at 2-203 Kamenoko, Kakegawa City, serving as the central hub for the bank's operations throughout the region.

Question 4

Where does Shimada Kakegawa Shinkin Bank operate?

Accepted Answer

Shimada Kakegawa Shinkin Bank operates primarily within Shizuoka Prefecture, serving communities in and around the Shimada and Kakegawa areas. The bank maintains multiple branches throughout the region, providing localized banking services to residents and businesses across this central part of Shizuoka Prefecture.

Question 5

What services does Shimada Kakegawa Shinkin Bank offer?

Accepted Answer

Shimada Kakegawa Shinkin Bank provides comprehensive banking services including deposit accounts, time deposits, installment savings, personal and business loans, remittance services, and investment products. The bank offers specialized support for small and medium-sized enterprises through business financing and advisory services.

Digital banking services include a mobile banking app that allows customers to check balances and transaction history 24 hours a day. The app features passbook-less functionality, enabling customers to switch from paper passbooks to digital records. The bank also offers web banking services, ATM networks, and online account opening capabilities, making banking convenient and accessible.

Question 6

What makes Shimada Kakegawa Shinkin Bank unique?

Accepted Answer

Shimada Kakegawa Shinkin Bank distinguishes itself through its strong commitment to regional development and community engagement. The bank actively participates in local initiatives including the "Hometown Support Team" which engages in community beautification, environmental projects, and social welfare activities.

Notable community programs include collaboration with local high schools, industries, and welfare organizations on regional development projects. The bank emphasizes sustainable business practices and supports local economic vitality through various financing programs and business matching services.

Question 7

What type of financial institution is Shimada Kakegawa Shinkin Bank?

Accepted Answer

Shimada Kakegawa Shinkin Bank is a Shinkin bank, which is a cooperative regional financial institution unique to Japan's banking system. Shinkin banks function as credit cooperatives that prioritize member welfare and regional economic development over profit maximization.

Operating under the supervision of the Financial Services Agency and supported by the Shinkin Central Bank, the institution maintains a cooperative structure where members participate in governance. Membership is open to individuals and businesses in the region, with companies exceeding 300 employees excluded to maintain focus on small and medium enterprises.

Shimada Kakegawa Shinkin Bank

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About Shimada Kakegawa Shinkin Bank in Japan