Moon Banking

Woodruff Federal

in the United States 🇺🇸

Woodruff Federal in the United States is unranked. Only banks with at least 10 votes are ranked. Cast your votes now!
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About Woodruff Federal in the United States

Woodruff Federal is a traditional savings and loan association serving Spartanburg County and neighboring areas in the Upstate region of South Carolina. Founded in 1934, it is one of the last true "Savings and Loan" institutions in South Carolina, maintaining a focused approach on savings accounts, certificates of deposit, IRAs, and mortgage lending. With approximately $97 million in assets and a single office location in Woodruff, the institution has built a reputation for personalized, face-to-face customer service over its 90-year history.

The bank operates as a mutual savings institution, owned by its depositors rather than stockholders. This structure has allowed Woodruff Federal to maintain its community-focused mission and conservative lending approach.