Question 1

What is Cooperativa De Noviembre Ltda.?

Accepted Answer

Cooperativa De Noviembre Ltda. is a multi-activity cooperative (Cooperativa Multiactiva de Ahorro y Crédito, Consumo, Producción y Servicios) operating in Paraguay. As part of Paraguay's extensive cooperative network, it serves its members by providing financial services including savings and credit, along with production, consumption, and other services. The cooperative operates under the supervision of the Instituto Nacional de Cooperativismo (INCOOP), Paraguay's national cooperative regulatory authority.

Question 2

When was Cooperativa De Noviembre Ltda. founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Cooperativa De Noviembre Ltda. headquartered?

Accepted Answer

The specific headquarters location of Cooperativa De Noviembre Ltda. is not publicly available. The cooperative operates within Paraguay's regulatory framework as established by INCOOP.

Question 4

Where does Cooperativa De Noviembre Ltda. operate?

Accepted Answer

Cooperativa De Noviembre Ltda. operates within Paraguay. As a registered cooperative under INCOOP supervision, it serves members in accordance with Paraguay's cooperative law (Law No. 438/94) and provides services to its associated members within the country.

Question 5

What services does Cooperativa De Noviembre Ltda. offer?

Accepted Answer

As a multi-activity cooperative, Cooperativa De Noviembre Ltda. offers a diverse range of services to its members, including:

Financial Services: Savings accounts and credit facilities designed to meet member needs, providing access to formal financial services.

Production Services: Support for productive activities of members, which may include agricultural, industrial, or commercial endeavors.

Consumption Services: Services related to the consumption needs of cooperative members, facilitating access to goods and services.

Additional Member Services: Various services designed to promote member welfare and mutual assistance in accordance with cooperative principles.

Question 6

What makes Cooperativa De Noviembre Ltda. unique?

Accepted Answer

Cooperativa De Noviembre Ltda. operates under Paraguay's distinctive cooperative framework, which has deep historical roots dating back to pre-Columbian Guaraní collaborative traditions. The cooperative embodies the seventh cooperative principle of "concern for community," serving members who might otherwise lack access to formal financial services.

Paraguay has over 800 cooperatives with 1.8 million members, representing 51% of the economically active population. Cooperatives in Paraguay hold approximately 46% of the country's total savings accounts and play a crucial role in financial inclusion, particularly in rural and underserved areas.

Question 7

What type of financial institution is Cooperativa De Noviembre Ltda.?

Accepted Answer

Cooperativa De Noviembre Ltda. is classified as a Cooperativa Multiactiva de Ahorro y Crédito (Multi-Activity Savings and Credit Cooperative) in Paraguay. This designation indicates it is a member-owned financial institution that combines savings and credit services with other productive and consumption services.

Under Paraguay's regulatory framework administered by INCOOP, cooperatives are categorized by type (A, B, or C) based on asset size. Type A cooperatives have assets over 50 billion Guaraníes, Type B between 5 and 50 billion Guaraníes, and Type C under 5 billion Guaraníes. The specific type classification for this cooperative determines its regulatory requirements and supervision intensity.

Cooperativa De Noviembre Ltda.

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About Cooperativa De Noviembre Ltda. in Paraguay