Question 1

What is Raiffeisenbank Golling-Scheffau-Kellau?

Accepted Answer

Raiffeisenbank Golling-Scheffau-Kellau is a local cooperative bank serving the communities of Golling an der Salzach, Scheffau am Tennengebirge, and Kuchl (Kellau) in the Tennengau region of Salzburg, Austria. As part of the Austrian Raiffeisen Banking Group, it is an independent cooperative credit institution (registrierte Genossenschaft mit beschränkter Haftung - reg.Gen.m.b.H.) providing comprehensive retail and business banking services to individuals, professionals, and small to medium-sized enterprises (SMEs).

With total assets of approximately €284.91 million as of 2023, the bank ranks as the 283rd largest bank in Austria by total assets, with a market share of 0.03%.

Question 2

When was Raiffeisenbank Golling-Scheffau-Kellau founded?

Accepted Answer

Raiffeisenbank Golling-Scheffau-Kellau was founded on January 6, 1911, giving it over 110 years of service to the Tennengau region. The bank has evolved from serving the agricultural community in the early 20th century to becoming a modern full-service regional bank serving the diverse economy of the Golling, Scheffau, and Kellau areas.

It is part of the Austrian Raiffeisen cooperative banking movement that began in 1886 when the first Raiffeisen bank was established in Austria.

Question 3

Where is Raiffeisenbank Golling-Scheffau-Kellau headquartered?

Accepted Answer

Raiffeisenbank Golling-Scheffau-Kellau is headquartered in Golling an der Salzach, Salzburg, Austria, at Markt 45, 5440 Golling an der Salzach.

Question 4

Where does Raiffeisenbank Golling-Scheffau-Kellau operate?

Accepted Answer

Raiffeisenbank Golling-Scheffau-Kellau operates in the municipalities of Golling an der Salzach, Scheffau am Tennengebirge, and Kuchl (Kellau district) in the Tennengau region of Salzburg. The bank serves the local communities in this area south of the city of Salzburg, in the scenic region between the Salzach River and the Tennengebirge mountain range.

Question 5

What services does Raiffeisenbank Golling-Scheffau-Kellau offer?

Accepted Answer

Raiffeisenbank Golling-Scheffau-Kellau offers a comprehensive range of financial services including:

Personal Banking: Current accounts, savings accounts, time deposits, debit cards, credit cards, consumer loans, car loans, and mortgage loans.

Business Banking: Business accounts, business payment cards, business loans, and commercial financing solutions for local SMEs and businesses.

Investment Services: Trading accounts, securities, investment products, and wealth management advisory.

Digital Banking: Online banking services and mobile banking applications, providing 24/7 access to banking services and digital payment solutions.

Advisory Services: Personal financial advisory, retirement planning, building society savings, and comprehensive wealth management.

The bank provides full-service banking with personal advisory services complemented by modern self-service facilities including ATMs, account statement printers, and night deposit boxes.

Question 6

What makes Raiffeisenbank Golling-Scheffau-Kellau unique?

Accepted Answer

Raiffeisenbank Golling-Scheffau-Kellau distinguishes itself through its extensive history of over 110 years serving the Tennengau region, demonstrating remarkable stability and deep community roots. This longevity reflects strong customer trust and successful adaptation to changing economic conditions over more than a century.

The bank serves three distinct communities - Golling, Scheffau, and Kellau - creating a regional network that allows customers to benefit from economies of scale while maintaining personalized local service. This multi-community approach provides broader financial resources while preserving the intimate knowledge of each local market.

As a cooperative institution with limited liability (registrierte Genossenschaft mit beschränkter Haftung), the bank balances member ownership principles with operational efficiency. The bank's governance structure includes representation through a board of directors (Vorstand) with multiple members ensuring diverse regional perspectives.

The bank maintained consistent profitability in 2023 with a return on assets of 0.06%, demonstrating sound financial management and prudent risk controls.

Question 7

What type of financial institution is Raiffeisenbank Golling-Scheffau-Kellau?

Accepted Answer

Raiffeisenbank Golling-Scheffau-Kellau is a Kreditgenossenschaft (credit cooperative) operating under the legal form of a registrierte Genossenschaft mit beschränkter Haftung (reg.Gen.m.b.H.), which is a registered cooperative with limited liability. It is a member-owned financial institution that operates on cooperative principles.

The bank is authorized as a credit institution (CRDCREINS) under Austrian banking law, supervised by the Austrian Financial Market Authority (FMA), and participates in the Austrian deposit guarantee scheme (Einlagensicherung AUSTRIA - AT_OERE), protecting deposits up to €100,000 per depositor. It is a member of the Raiffeisen Banking Group Austria and operates under the supervision of Raiffeisenverband Salzburg eGen.

Raiffeisenbank Golling-Scheffau-Kellau

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About Raiffeisenbank Golling-Scheffau-Kellau in Austria

Raiffe­isenba­nk Gollin­g-Sche­ffau-K­ellau