Question 1

What is University of Arkansas at Pine Bluff Employees Credit Union (UAPB FCU)?

Accepted Answer

University of Arkansas at Pine Bluff Employees Credit Union (UAPB FCU), formally known as Arkansas AM & N College Federal Credit Union, is a small educational federal credit union serving employees and affiliated members of the University of Arkansas at Pine Bluff. With approximately $2 million in assets and 473 members as of Q3 2025, this credit union provides personalized financial services to the UAPB community. The institution operates under NCUA charter number 7700 and maintains an educational membership designation focused on the university's faculty, staff, and eligible family members.

Question 2

When was University of Arkansas at Pine Bluff Employees Credit Union (UAPB FCU) founded?

Accepted Answer

UAPB FCU was chartered in 1952 as Arkansas AM & N College Federal Credit Union, serving the employees of what was then Arkansas Agricultural, Mechanical & Normal College (Arkansas AM&N). The credit union was established to provide affordable financial services to university employees at a time when the institution was growing as a historically black college and university (HBCU). When Arkansas AM&N joined the University of Arkansas System in 1972 and became the University of Arkansas at Pine Bluff, the credit union continued its mission under the consumer-facing name UAPB FCU, though it retained its original charter name.

Question 3

Where is University of Arkansas at Pine Bluff Employees Credit Union (UAPB FCU) headquartered?

Accepted Answer

UAPB FCU is headquartered at 1200 University Drive, Mail Slot 4963, in Pine Bluff, Arkansas. The credit union's location on the UAPB campus reflects its close connection to the university community it serves.

Question 4

Where does University of Arkansas at Pine Bluff Employees Credit Union (UAPB FCU) operate?

Accepted Answer

The credit union operates primarily to serve the University of Arkansas at Pine Bluff community in Pine Bluff, Arkansas. With an educational membership type, UAPB FCU's field of membership is limited to employees of the university, their family members, and other individuals affiliated with UAPB. The credit union serves a potential membership base of approximately 1,500 individuals connected to the university.

Question 5

What services does University of Arkansas at Pine Bluff Employees Credit Union (UAPB FCU) offer?

Accepted Answer

UAPB FCU provides essential banking services to its members, including share accounts (savings), checking accounts, and various loan products. As of Q3 2025, the credit union maintains approximately $1.02 million in total loans across 125 loan accounts, serving the borrowing needs of university employees. Members can access their accounts through the credit union's online banking platform, which provides convenient digital access to account management services. The credit union focuses on delivering straightforward financial products that meet the everyday banking needs of faculty and staff.

Question 6

What makes University of Arkansas at Pine Bluff Employees Credit Union (UAPB FCU) unique?

Accepted Answer

UAPB FCU distinguishes itself through its dedicated service to the University of Arkansas at Pine Bluff community, one of Arkansas's premier historically black colleges and universities. With a low-income designation and a strong capital position (7.48% net worth ratio, classified as "Well Capitalized"), the credit union demonstrates financial stability despite its small size. The credit union operates with just two full-time employees, providing personalized, relationship-focused service to its 473 members. Its strong return on average assets of 1.77% and total deposits growth of 6.94% over four quarters reflect effective management and continued member confidence. As an integral part of UAPB's supportive campus community, the credit union embodies the cooperative spirit of serving those who educate and support students at this historic institution.

Question 7

What type of financial institution is University of Arkansas at Pine Bluff Employees Credit Union (UAPB FCU)?

Accepted Answer

UAPB FCU is a federal credit union chartered and regulated by the National Credit Union Administration (NCUA). As a federal credit union with an educational membership designation, it operates as a not-for-profit financial cooperative owned by its members. Membership is restricted to employees of the University of Arkansas at Pine Bluff, their family members, and individuals associated with the university. This educational membership structure ensures that the credit union serves those connected to UAPB's mission of providing higher education opportunities. As a member-owned cooperative, any earnings are returned to members through better rates, lower fees, and improved services rather than distributed as profits to outside shareholders.

University of Arkansas at Pine Bluff Employees Credit Union (UAPB FCU)

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About University of Arkansas at Pine Bluff Employees Credit Union (UAPB FCU) in the United States