Question 1

What is COOPEJUAM Ltda.?

Accepted Answer

COOPEJUAM Ltda. is a production, consumption, savings, and credit cooperative operating in Paraguay. The institution is officially registered with the Instituto Nacional de Cooperativismo (INCOOP), Paraguay's national cooperative regulatory authority.

As part of Paraguay's extensive cooperative network of over 800 institutions serving 1.8 million members, COOPEJUAM operates within a sector that represents 51% of the country's economically active population and accounts for 11.7% of the financial-banking system.

Question 2

When was COOPEJUAM Ltda. founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is COOPEJUAM Ltda. headquartered?

Accepted Answer

The specific headquarters location of COOPEJUAM Ltda. within Paraguay is not publicly disclosed in available documentation. The cooperative operates under INCOOP's regulatory supervision and serves local communities within Paraguay.

Question 4

Where does COOPEJUAM Ltda. operate?

Accepted Answer

COOPEJUAM Ltda. operates within Paraguay, serving members in its designated service area. As a registered cooperative under INCOOP's regulatory framework, the institution provides financial and cooperative services to its membership base.

Specific regional coverage within Paraguay is not publicly documented. The cooperative's operational scope focuses on serving members through its production, consumption, and financial service offerings.

Question 5

What services does COOPEJUAM Ltda. offer?

Accepted Answer

COOPEJUAM Ltda. provides integrated cooperative services across multiple areas:

Savings Products: Members can deposit funds through various savings accounts, building capital while supporting the cooperative's lending activities and other operations.

Credit Services: The cooperative extends loans to members for productive, personal, and family purposes, following INCOOP's regulatory framework for cooperative lending.

Production Support: As a production cooperative, COOPEJUAM likely provides services related to agricultural or artisanal production, potentially including input supply, technical assistance, or marketing support for member products.

Consumption Services: The cooperative may operate consumer services such as stores or supply centers where members can purchase goods at favorable prices.

Member Participation: Following cooperative principles, members participate democratically in governance decisions and share in the cooperative's economic benefits.

The cooperative does not maintain a public website, with services primarily delivered through in-person interactions.

Question 6

What makes COOPEJUAM Ltda. unique?

Accepted Answer

COOPEJUAM Ltda. operates as a multiactivity cooperative, combining production, consumption, and financial services under one institutional framework. This integrated model allows members to access comprehensive support for their economic activities, from production inputs and financing to consumer goods and savings services.

The multiactivity structure reflects the traditional cooperative model in Paraguay, where institutions serve multiple needs of member communities rather than specializing in a single service area. This approach strengthens community bonds and enables cross-subsidization between different cooperative activities.

As a member-owned organization, COOPEJUAM emphasizes democratic governance where each member has one vote regardless of capital contribution, prioritizing community welfare over profit maximization.

Question 7

What type of financial institution is COOPEJUAM Ltda.?

Accepted Answer

COOPEJUAM Ltda. is a Cooperativa Multiactiva (Multiactivity Cooperative) that includes savings and credit functions among its broader range of services. It is regulated under Paraguayan Law 438/94 and supervised by INCOOP.

The multiactivity designation distinguishes COOPEJUAM from specialized savings and credit cooperatives, indicating it provides services across production, consumption, and financial sectors. While it offers savings and credit services, these financial operations exist alongside production and consumption activities.

Paraguayan multiactivity cooperatives are classified into Types A, B, or C based on their total assets when they include savings and credit operations, with each classification subject to different regulatory requirements. The cooperative adheres to international cooperative principles including voluntary membership, democratic control, member economic participation, and concern for community.

COOPEJUAM Ltda.

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About COOPEJUAM Ltda. in Paraguay