Question 1

What is Grupo Técnico Automotriz (GTA)?

Accepted Answer

Grupo Técnico Automotriz (GTA) is a multiactivity cooperative in Paraguay that operates under the full legal name "GRUPO TECNICO AUTOMOTRIZ Ltda. C.M.A.C.Con.S. GTA" (Cooperativa Multiactiva de Ahorro y Crédito, Consumo y Servicios). This specialized cooperative serves members in the automotive technical sector, providing financial and support services to automotive professionals and workers in Paraguay.

The institution is regulated by the Instituto Nacional de Cooperativismo (INCOOP), Paraguay's national cooperative authority, and is classified under the country's cooperative regulatory framework.

Question 2

When was Grupo Técnico Automotriz (GTA) founded?

Accepted Answer

[Information not publicly available]

Question 3

Where is Grupo Técnico Automotriz (GTA) headquartered?

Accepted Answer

[Information not publicly available]

Question 4

Where does Grupo Técnico Automotriz (GTA) operate?

Accepted Answer

Grupo Técnico Automotriz operates within Paraguay, serving members involved in the automotive technical sector. As a multiactivity cooperative, GTA provides services to its member-owners who are primarily automotive technicians, mechanics, and other professionals working in Paraguay's automotive industry.

Question 5

What services does Grupo Técnico Automotriz (GTA) offer?

Accepted Answer

As a Cooperativa Multiactiva de Ahorro y Crédito, Consumo y Servicios (Multiactivity Savings and Credit, Consumption and Services Cooperative), GTA offers:

Financial Services: Savings accounts and credit facilities for member-owners, providing access to affordable financing within the cooperative structure.

Consumption Services: Benefits related to consumption of goods and services, helping members access products they need for their work and personal lives.

General Services: Additional support services designed to meet the specific needs of automotive technical professionals.

The cooperative operates without a public website, focusing on direct member services and community-based operations.

Question 6

What makes Grupo Técnico Automotriz (GTA) unique?

Accepted Answer

Grupo Técnico Automotriz is specialized in serving the automotive technical sector in Paraguay, making it a niche financial cooperative. Its focus on automotive professionals and technicians allows it to tailor services specifically to this industry's workforce.

As a member-owned cooperative, GTA operates on cooperative principles, where members have democratic control over the institution and share in its benefits. This model provides an alternative to traditional banking for automotive sector workers.

The cooperative's registration and oversight by INCOOP ensures it operates within Paraguay's cooperative regulatory framework, which includes specific requirements for governance, financial management, and member services.

Question 7

What type of financial institution is Grupo Técnico Automotriz (GTA)?

Accepted Answer

Grupo Técnico Automotriz is a Cooperativa Multiactiva (Multiactivity Cooperative) under Paraguayan law. Specifically, it functions as a savings and credit cooperative with additional consumption and services components.

In Paraguay's cooperative classification system, cooperatives are categorized by type (A, B, or C) based on their asset size. Multiactivity cooperatives like GTA combine multiple functions including savings and credit (ahorro y crédito), consumption (consumo), and general services (servicios) for their members.

Unlike traditional banks, cooperatives in Paraguay are regulated by INCOOP rather than the Central Bank of Paraguay. They operate on mutual principles where members are both owners and users of the institution's services, with governance based on democratic member participation rather than shareholder profit maximization.

Grupo Técnico Automotriz (GTA)

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About Grupo Técnico Automotriz (GTA) in Paraguay