Cooperativa de Crédito Cogem

Cooperativa de Crédito Cogem is a mutual credit cooperative (cooperativa de crédito mútuo) based in Brazil that specializes in providing financial services to employees of partner companies. Founded to serve industrial workers, the cooperative has grown to serve thousands of members across multiple Brazilian states. Cogem operates as a non-profit financial institution regulated by the Central Bank of Brazil (Banco Central do Brasil), offering credit, savings, and investment products primarily through payroll-deducted services.

The cooperative currently serves approximately 11,600 members who are employees of more than 50 partner companies, with a strong presence in the industrial sector.